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If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.

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โˆ™ 2008-03-15 06:51:56
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Q: If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?
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Related questions

What happens if an uninsured driver causes an accident in an insured car?

Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.


Uninsured licensed driver uses my insured car. has an accident are they covered?

It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.


What if a minor uninsured driver has an accident in parents car?

If the car is insured and covers other drivers, the damage will be covered to the limits of the policy. If not, they're on their own.


What do you do when an Uninsured driver hits an insured driver on private property?

The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.


In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.


If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?

Only if the truck driver was at fault.


How much will your insurance rate go up after an accident with an uninsured motorist?

Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.


Is an uninsured driver that is driving an insured car covered if he gets in an accident?

Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.


Can a uninsured licensed driver drive an insured drivers car?

You could drive the car with the owners permission only.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


What to do when an uninsured driver causes an accident?

Turn your information into your insurance company anyway. You should be insured for that anyhow. Let them handle that.


How long will your license be suspended for uninsured driver in an accident?

Until you obtain auto insurance and prove to the court that you are now insured.


Uninsured driver driving insured car is he covered?

If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?

Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .


If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?

How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered as an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no policy of their own. Are you asking if weather conditons contributed to the accident (say wet/slick road) and they slid into another vehicle is the insurance on the car responsible for the damage to the vehicle they slid into? Yes, probably. Insurance stays with the car. If you could provide more detailed information regarding the driver, and facts of loss, I could be of more assistance to you.


What happens if you let a friend borrow your car that is uninsured but the friend has non-owners insurance and he gets into an accident that wasn't his fault?

almost all states require liability insurance. the fact that the friend had 'non owner' does not mean that it was ok to drive an uninsured vehicle. the law requires the vehicles, not the drivers, to be insured.


If an uninsured driver has an accident in an insured car how can you sue the insurance for damages?

what damages? to the car? if the car is insured that insurer (assuming coverage is available) will handle that damage, if you mean you were injured driving an insured vehicle....it depends on a lot of things...more info regarding status of drivers, vehicle, fact of loss, etc.....and perhaps i can be of more assistance...


Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?

If the driver with the suspended license caused the accident then he/she is responsible.


Does progressive insurance cover if an uninsured driver gets in an accident in an insured car?

Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.


Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?

No. The car is insured and your son's policy will provide coverage up to its policy limits.


What happens if an insured driver hits a driver who is not insured on the cars policy?

Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.


If your uninsured truck rolled out of park and hit an insured parked car do you have to pay for damages?

Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.


What if an uninsured unlicensed driver is driving an insured drivers car causes an accident with bodily injury?

The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.