Wiki User
∙ 15y agoIf the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
Wiki User
∙ 15y agoVehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
If the car is insured and covers other drivers, the damage will be covered to the limits of the policy. If not, they're on their own.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
This would require more information to answer.
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.
Only if the truck driver was at fault.
Until you obtain auto insurance and prove to the court that you are now insured.
Only if the driver was responsible and only for his liability