A Chapter 7 bankruptcy cases can be reopened after discharge and case closure under certain circumstances. Many bankruptcy courts routinely grant debtors' motions to amend schedules to list previously omitted creditors. But reopening a closed, no-asset case to add a creditor has no effect on whether the omitted debt is discharged.
No. In most cases, public record will remain. That is why many BK attorneys, credit counselors, etc. inform you that a bankruptcy never really "goes away".
it could go either way. It will say "included in BK" if you included it and repo if you did not.
NO NOT IF THE DEBTS ARE IN THE BANKRUPTCY. If they are included in the bankruptcy, give them your case info/ lawyer's name. After that they can be fined if they continue to call. If the depts are incurred after the bankruptcy then yes they can.
No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.
No. Filing a bankruptcy creates a public record that does not go away because you did not complete the bankruptcy. - once you file and get a case number you have filed for bankruptcy. if you didn't follow through and it got dismissed is regardless. you still filed for bankruptcy and it will still be on your credit report.
do you know if kaiser permanente filed bankruptcy?
No. And if you knew they were a creditor, you could be subject to fraud charges for having filed papers with the court swearing you were declaring your entire financial status and known creditors.
Yes, if the lawsuit has been filed it should be included - or if you know its going to be filed you should include as a possible debt.
The bankruptcy itself will show up on reports very soon after it is FILED. The discharge itself is not reported, just the public record of the bankruptcy itself.
The creditor would have problems enforcing a lien if the debt was included in the bankruptcy. If they were paid off, investigate further. If they were not included, then the lien may be valid.
In his books he states the he has filed bankruptcy twice.
No. No state has ever filed for bankruptcy. States are not coverd by current U.S. bankruptcy laws.