Someone has to pay for the house. You don't get it free. Usually, your ex would re-sign the loan papers. If he doesn't, he won't have to make payments. You'll get a notice of foreclosure and eventually have to move.
If the house was awarded to your ex in a divorce, but the title (deed) has not changed, you would have to list it, probably in the Statement of Financial Affairs, and explain the situation. The trustee will want to see the divorce court order.
It's advisable not to sign a quit claim deed until your name is removed from the loan, as signing could relinquish your ownership rights without relieving you of the financial obligation. If the house was awarded to him in the divorce, ensure that the necessary arrangements are made to remove your name from both the title and the loan. Consult a legal professional to understand the implications and protect your interests before proceeding.
In order to claim bankruptcy a court has to issue a bankruptcy order against you. The best place to find information about bankruptcy and the whole process of declaring bankruptcy is the official government website.
Not as a rule. If the claim was something that arose after the filing, it will depend on the nature of the claim. If the claim arose prior to filing, you must have disclosed the claim in the bankruptcy documents and the trustee may take over the claim. Consult a lawyer knowledgeable in bankruptcy.
A judge or court may sometimes expunge a claim in bankruptcy court. This means that the claim is erased, as if it never happened.
If your divorce did not go through because your husband claimed he did not know what he signed, you may need to consult with a lawyer to determine the next steps. Depending on the circumstances and the laws in your jurisdiction, you may need to resubmit the divorce paperwork or address any legal challenges that arise from your husband's claim of not understanding the documents he signed.
You can, but you may have to turn it over to the trustee if you did not list the claim in your list of assets and your Statement of Financial Affairs. If the trustee abandoned the claim, the settlement is yours. If you failed to list it, not only can you lose the settlement, you may be subject to federal criminal charges for lying on your bankruptcy forms, which you signed under oath.
Sure
She can, and yes it will
Yes.
No, a creditor is required to file a claim if seeking payment, otherwise that claim is considered waived. So in this case. if there was no claim, then it was waived and the debt discharged. But even if it was filed, it would have been discharged in the business BK.
Your claim is most likely covered by a WC insurance, either a prvate policy the employer had or one with the State. As such, your claim should be unaffected by the Bankruptcy.