She can, and yes it will
A husband (or wife) may file for bankruptcy separate from his or her spouse. Technically speaking, this should have no effect on the other spouse as they are filing bankruptcy for their separate debts and you will not be held responsible for their debts nor will it be reflected on your credit report, etc. It is important to note that those debts you held jointly will remain with you (the spouse that did not file for bankruptcy).
You will be responsible for the whole debt since you are the only one capable of paying the debt after your wife's bankruptcy.
If you are referring to Hillary and Bill Clinton, neither of them have, singly or as husband and wife, ever filed for bankruptcy.
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Yes, you can get Bad Credit Loan.
Yes. But not as much as if the husband did the bankruptcy.
A husband (or wife) may file for bankruptcy separate from his or her spouse. Technically speaking, this should have no effect on the other spouse as they are filing bankruptcy for their separate debts and you will not be held responsible for their debts nor will it be reflected on your credit report, etc. It is important to note that those debts you held jointly will remain with you (the spouse that did not file for bankruptcy).
You might be able to file bankruptcy individually, but the bankruptcy trustee will scrutinize joint assets and income to determine whether they must be included in your individual filing. Therefor, there may be more reasons that the bankruptcy trustee would determine as cause to dismiss your bankruptcy claim. Note that if rejection of your bankruptcy claim is upheld by the bankruptcy court, actually your have only lost your time and expenses to file that particular bankruptcy claim. An excellent book for detailed perspective on filing chapter 7 or chapter 13 bankruptcy: "The New Bankruptcy, will it work for You?" 3rd edition (published in 2009 by Nolo), by Stephen Elias. I found this book in the Colorado Springs public library under 346.078 E42N (Dewey decimal).
If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.
You will need to discuss this thoroughly with an experienced bankruptcy lawyer. Mortgages usually do not allow a change in title without the consent of the mortgage holder, and it can trigger acceleration of the mortgage and require immediate poayment of the whole balance due. If the wife has good credit and the mortgage is in trouble, it may affect her ability to borrow after the bankruptcy, so don't do it.
You will be responsible for the whole debt since you are the only one capable of paying the debt after your wife's bankruptcy.
In a perfect world, the answer would be NO. However, if you have any joint accounts or have separate accounts with the same creditor, it would be advisable to monitor your credit reports for any adverse entries in your wife's name.
Not if the debt is discharged in the bankruptcy.
If you are referring to Hillary and Bill Clinton, neither of them have, singly or as husband and wife, ever filed for bankruptcy.
If they are valid debts, there seems little point in argument. However, any discrepancies found in a bankruptcy filing, regardless if they seem insignificant need to be resolved.
Of course not. She has no legal claim to the new wife's retirement funds.Of course not. She has no legal claim to the new wife's retirement funds.Of course not. She has no legal claim to the new wife's retirement funds.Of course not. She has no legal claim to the new wife's retirement funds.
An ex-wife has no claim nor rights in her ex-husband's estate.An ex-wife has no claim nor rights in her ex-husband's estate.An ex-wife has no claim nor rights in her ex-husband's estate.An ex-wife has no claim nor rights in her ex-husband's estate.