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In a perfect world, the answer would be NO. However, if you have any joint accounts or have separate accounts with the same creditor, it would be advisable to monitor your credit reports for any adverse entries in your wife's name.

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16y ago

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Can an apartment complex refuse to rent an apartment to you if you have filed for bankruptcy in the state of Florida?

Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.


If you marry someone who files bankruptcy to get rid of debt from his first marriage will your credit be affected even though nothing is in your name?

Your personal credit will not be affected if your spouse files bankruptcy alone. Be careful though in future transactions if you apply jointly for credit later... it will show up there.


Can you give me a sentence using the word effected?

the boss' new policy alone, EFFECTED the productivity increase


What has the author Scott Masters written?

Scott Masters has written: 'Bankruptcy-- you're not alone!' -- subject(s): Bankruptcy


If my wife filed for personal bankruptcy are you responsible for her debt?

No you are not. When one spouse and not the other files for bankruptcy they are only doing so with regard to their personal debt. A debt is created by contract between a debtor and a creditor - each debtor must sign the contract to be liable for payment. Therefore, the bankruptcy of one spouse does not cause the other to become bankrupt. Debts where spouses are joint and severally liable for payment will remain with the spouse who has not filed for bankruptcy. Under Chapter 7 bankruptcy, where one spouse's debts are wiped clean, the creditor can go after the other spouse. However, a major advantage of Chapter 13 bankruptcy, where the debtor plans to re-pay her debts, is that the creditor will leave the co-debtor alone, as long as bankruptcy plan payments are timely deposited.


Will your credit score go up if you pay your Chapter 13 off early and if so how much of a boost can you expect to see?

Have you heard of perfectcreditsolution,us ? They are the most reliable credit repair platform out there . You can visit them and check for yourself . They are reputable and have a track record of having to repair over 2000 credit profiles in this year 20201 alone . They will clear your credit debts , late payments , bankruptcy and all in all fix your credit score and help you maintain the excellent score they get for you . I have been using their service and my credit score has never fallen below 801


Can only one spouse file bankruptcy when the other one owns the cars and house?

In general, the filing of bankruptcy by one spouse will not affect the other spouse's financial situation. A debt is created by contract between a debtor and a creditor - each debtor must sign the contract to be liable for payment. Therefore, the bankruptcy of one spouse does not cause the other to become bankrupt. Debts where spouses are joint and severally liable for payment will remain with the spouse who has not filed for bankruptcy. Under Chapter 7 bankruptcy, where one spouse's debts are wiped clean, the creditor can go after the other spouse. However, a major advantage of Chapter 13 bankruptcy, where the debtor plans to re-pay her debts, is that the creditor will leave the co-debtor alone, as long as bankruptcy plan payments are timely deposited.


Do you capitalize credit card if its alone in a sentence?

No


Are you responsible for your husbands credit card if it was in his name alone?

It would depend on the exact country and laws, but in general in a marriage spouses share capital and possessions, meaning they are both responsible for debts made by either. However, in most country important debts (mortgage, credit card) couldn't be received without a signature of both partners to signify this shared responsibility.


Can you protect your home in chapter 7 bankruptcy in Arkansas?

When you fill out the forms for the bankruptcy, make sure that you "reaffirm" the mortgage. That means that you will continue to pay the mortgage as agreed. The bankruptcy trustee that will be assigned to your case will guide you through the rest. HIRE AN ATTORNEY!! IF you own a home,,,NEVER go it alone for a bankruptcy.


In California is the surviving spouse responsible for credit card debt if there is a living trust?

= Is my spouse responsible for my debt? = By Eugene S. Melchionne, Connecticut Bankruptcy Attorney on Mar 29, 2007 in Debt Collector Abuses, Connecticut, Marriage and Debt, General Bankruptcy Information For along time in the United States we have recognized that husbands and wives are separate legal entities. We may take for granted that women can own property in their own name or that a husband does not 'own' his wife. But we do accept that generally speaking, spouses are not responsible for each other's debts. They can file for bankruptcy alone. But is this entirely true? For the most part, yes. However, many states also have spousal support statutes which mean that a spouse is responsible for the other's health and welfare, meaning food, shelter, and medical care. The interpretation varies from state to state. Look for this to be the latest scam of debt collectors in trying to collect a debt. The debt collector will tell you that the credit card was used to buy clothing or purchases at the local drug store or something used for the house and therefore, you are responsible for that spousal support debt. Check out this article at the Association of Credit and Collection Professionals. Bankruptcy Basics: What Is An Adversary Proceeding? by Karen Oakes, Southern Oregon Bankruptcy Attorney Can They Still Take My Furniture, Jewelry, and Electronics after Bankruptcy? by Michael Doan What Is Zombie Debt and Why Is It a Problem? by Kent Anderson, Oregon Bankruptcy Attorney The Collection Agency Says They're Going To Garnish My Wages, Take My Car And Force Me To Sell My House To Pay My Debts: Can They Do That? by Douglas Jacobs, California Bankruptcy Attorney Violation of the Bankruptcy Discharge Injunction may have you seeing Green! by Carmen Dellutri, Attorney at Law


If your car has been repossessed in Oklahoma and you had a bankruptcy 2 years ago should you negotiate to keep the car or risk garnishment?

2nd yr of 6-yr loan, b/k 2yrs ago,???? You just cant quit can ya?? Buy something you can PAY CASH for and leave the credit alone.