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If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.

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15y ago
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7y ago

No... any cards that are solely in your name - are YOUR responsibility. Only cards and accounts in joint names will be affected.

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Q: I filed bankruptcy for my credit cards my wife has her own credit cards in her name am I obligated to pay her credit cards also when we get a divorce?
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Related questions

Can you put credit cards on a bankruptcy?

yep


Is it possible to just declare bankruptcy on credit cards?

You can declare bankruptcy due to credit card debts, yes.


Do you have to list credit cards with a zero balance in a bankruptcy?

no


Am I still allowed credit cards after bankruptcy?

Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.


Can credit cards be used after someone files for bankruptcy?

Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.


Can you file bankruptcy on credit cards that are not in your name but you are responsible for?

check Federal Bankruptcy act 801.3


Can you file for bankruptcy if your credit cards have gone into collections?

Yes.


What happens to credit cards in a bankruptcy when there is a zero balance?

it does not work


What kind of bankruptcy is it called when you only include credit cards?

Chapter 7. The credit cards would be unsecured debts.


Are there any types of credit cards one can get if they have declared bankruptcy?

When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.


Can you file bankruptcy on a home equity loan and credit cards?

Yes.


Is a widow obligated to pay for her deceased husband's credit cards even though she is not on the credit cards in Arizona?

Money that goes to his estate needs to pay off the account.