If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.
No... any cards that are solely in your name - are YOUR responsibility. Only cards and accounts in joint names will be affected.
yep
You can declare bankruptcy due to credit card debts, yes.
no
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
check Federal Bankruptcy act 801.3
Yes.
it does not work
Chapter 7. The credit cards would be unsecured debts.
When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.
Yes.
Money that goes to his estate needs to pay off the account.