You can declare bankruptcy due to credit card debts, yes.
no
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
check Federal Bankruptcy act 801.3
Yes.
it does not work
Chapter 7. The credit cards would be unsecured debts.
When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.
Yes.
Yes
You cannot put IRS in with your bankruptcy. She still owes this bill. I am speaking from experience, I still owe them 5k after bankruptcy.