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Do you have to list credit cards with a zero balance in a bankruptcy?
Wiki User
∙ 12y ago
no
Wiki User
∙ 12y ago
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If your home has equity and you file bankruptcy on the credit cards do they go after your home?
Generally you have to list your home as an asset. But there are different kinds of bankruptcy, and if things work out, your home ownership could be protected. See a bankruptcy lawyer!!
Is there an online site that I can do a comparison of balance transfer offers amongst a variety of credit cards?
Yes, you can find online sites that list credit card offering balance transfer. The following is one such site. http://www.creditcardcompare.com.au/balance-transfer-credit-cards.php
Can you keep a credit card if you dont list it on your bankruptcy and want to keep it but file bankruptcy on all other debt?
You are not supposed to do this. You need to list all of your debt. In all likelihood, what will probably happen is that the credit card will find out about it anyway and cancel the card. Even if you have a 0 balance, the credit card will probably take it upon themselves and cancel the card.
Can you have a credit card and a checking account if you file bankruptcy?
Of course you can. The card issuer has to be listed along with the balance owed. If there is a zero balance on the card and outstanding charges that have not hit yet, you may not have to list it, but it's safer to list it. Any amount in a checking account that cannot be exempted under state or federal exemptions becomes property of the bankruptcy estate. You don't get to keep it.
Where can one find a listing of credit cards that offer zero percent balance transfer fees?
There are currently no credit card that offers zero percent balance transfer fees. However, there are many that is usually 5% and the compiled list can be found on Nerd Wallet.
Do you have to list all credit cards when filing for bankruptcy even one with a 0 balance?
Yes, you have to list EVERY creditor that you have an account with, even those that you are current with or have no balance due. You can run the risk of getting in trouble with the bankruptcy court if you don't.
If your home has equity and you file bankruptcy on the credit cards do they go after your home?
Generally you have to list your home as an asset. But there are different kinds of bankruptcy, and if things work out, your home ownership could be protected. See a bankruptcy lawyer!!
Is there an online site that I can do a comparison of balance transfer offers amongst a variety of credit cards?
Yes, you can find online sites that list credit card offering balance transfer. The following is one such site. http://www.creditcardcompare.com.au/balance-transfer-credit-cards.php
What is a list of reliable credit cards?
There are many credit card companies that offer reliable credit cards. However, my list of reliable credit cards would include Visa, MasterCard, HSBC, and RBC credit cards.
You are 82 years old your house and car are paid for older home and 2001 car but you have a lot of credit card debt Can you file for bankruptcy just for your credit cards?
You file bankruptcy on all debts you owe. If you only owe money on credit cards you can file on them. Otherwise, if you owe money to a doctor, hospital, bank or other place you have to list them.
Can you keep a credit card if you dont list it on your bankruptcy and want to keep it but file bankruptcy on all other debt?
You are not supposed to do this. You need to list all of your debt. In all likelihood, what will probably happen is that the credit card will find out about it anyway and cancel the card. Even if you have a 0 balance, the credit card will probably take it upon themselves and cancel the card.
Is there a list of companies providing low interest credit cards for small offices?
Here is a site that list the top 186 credit credits I would really check this site out , www.nerdwallet.com/business-credit-cards . It list the top 186 credit cards and companies.
Can you have a credit card and a checking account if you file bankruptcy?
Of course you can. The card issuer has to be listed along with the balance owed. If there is a zero balance on the card and outstanding charges that have not hit yet, you may not have to list it, but it's safer to list it. Any amount in a checking account that cannot be exempted under state or federal exemptions becomes property of the bankruptcy estate. You don't get to keep it.
Where can I find a list of low interest credit cards?
You can go to www.creditcards.com. There you will be able to get a current list of all the credit cards with the best interest rates.
Where can one find a listing of credit cards that offer zero percent balance transfer fees?
There are currently no credit card that offers zero percent balance transfer fees. However, there are many that is usually 5% and the compiled list can be found on Nerd Wallet.
What can you do if a credit card was not listed in your bankruptcy but was on your credit report and credit card co did a review for credit line increase and saw the bankruptcy and notated the account?
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
Can you add credit cards to your bankruptcy if you are already doing debt settlement but nothing has been settled yet?
Yes. Putting credit cards into debt settlement does not make those debt non-dichargeable in bankruptcy. You can list all credit cards in your bankruptcy, even ones in a debt settlement program. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
