Often the make, model and the license plate comes up on record of the insured vehicle and that may have an effect. Also some insurances do not cover non-named drivers on the policy so essentually if the cops run the insurance to see if it is an active policy (which is being done more frequently) and you're not listed, you may have to release the car to the cops, making the rates go up.
No it does not.
Yes
Contact your agent or the policy services dept. for your insurance company to get the answer to this question.
It depends if you receive points on your license or not. No points really doesn't affect the insurance rates, but rates will increase if you receive points on your license.AnswerYes, a speeding ticket will most likely increase an insurance policy. Every year at renewal the motor vehicle report is run. If there is a ticket, the insurance company has the right to surcharge the policy (upwards of 15%) because of the ticket. The charge will depend on the severity of the ticket and it will only be applied at renewal. The surcharge will remain on the policy for three policy years.
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
The ticket is against the driver or the person who has the insurance policy regardless of where the infraction took place.
She can if she listed as an additional driver on the policy or the insurance policy allows for a permissive user.
That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.
Typically, if someone else is driving your car and gets a speeding ticket, it is their responsibility to address the ticket. However, if the speeding ticket results in points on your driving record, it could potentially lead to an increase in your insurance premiums. It's important to review your policy and consult with your insurance provider to understand the specifics of how speeding tickets may impact your rates.
No you do not need to inform your insurance company of a speeding ticket you have obtained. You do need to be sure you pay your ticket to avoid having your registration canceled.
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
== == In MI your insurance goes up on each and every ticket you get. Not sure about Kansas, but probably the same.