need more info? they lost application? getting a reprint of a policy is very easy. if they lost the homeowners policy application that is something else entirely. did you pay any portion of the premium due? I assume you are posting because you had a loss? You may need legal consultation - insurance agents have insurance (called errors and omissions) to cover them in these types of events (assuming they are responsible)
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Dentures are something that is generally covered under your Health Insurance policy.
Yes, but check your policy as there are limits and additional riders that may have to be purchased.
No. A homeowners loss while under construction is covered by the Builders Risk Policy.
A call to your insurance company describing why the shingles were lost will answer your question.
Probably not unless you had the dentures listed as scheduled property on your policy. If you have dental insurance you may have coverage there for lost or broken dentures.
Yes, 100% coverage if you covered it with a rider. If not, than a small % as allowed by your policy subject to your deductible.
You will need to read your policy to determine what your homeowners covers. Homeowners policies have a deductible and also demand proof of loss. During a hurricane, I lost electrical power. After the hurricane the insurance company offered to reimburse me for any food in my freezer except I had a deductible of $500. As I had food worth about $50, I did not use my homeowners. Read your homeowners. How much money did you have in your wallet. Where was your wallet when it was stolen? Was it in your house? Was there a robbery? What is your deductible?
No, Homeowners insurance does not cover the cost of lost keys.
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
One way to find a lost or missing life insurance policy is with the help of The Center for Life Insurance Disputes. They can help you locate policies that have been lost or forgotten about.
The insurance policy and a certified, original copy of the death certificate. If the policy has been lost or misplaced, the insurance carrier can provide the appropriate "lost policy" form.