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โˆ™ 2009-09-01 22:07:20
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Nutrition

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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: If involved in accident but not my fault will it effect my no claims bonus and insurance premium?
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If you are involved in an accident and Applied Claims Insurance Company is paying 1800 how much will your premium go up at renewal?

This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company.....


Can you lose your no claims bonus if the insurance company knows you have an accident but don't claim?

If they know about the accident, there should be a claim involved so it could.


How do insurance companies know you had an accident?

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.


How much will your bike insurance go up after a claim?

Your insurance can vary based on quite a few variables, not just a claim. Some claims will not result in a premium increase and some claims will raise them based on the severity of an accident.


What are auto insurance claims?

Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.


Does homeowners insurance cover hospital from a car accident?

No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


What exactly is a no claims discount?

A no claims discount is given by auto insurance companies. If a policy owner files no claims for usually 5 years, a discount is given towards the insurance premium.


What is mean by car insurance?

Car insurance is an agreement between yourself and an insurance company who will pay for any liability that you incur should you be involved in an accident. Your payment to them is called the insurance premium and is based on statistical analysis of your potential likelihood of making a claim. i.e. How likely you are to have an accident in your car based on factors like age, sex, time qualified as a driver, civil or criminal record, type of job, usage of the vehicle and past claims history.


When are surcharges on homeowner's insurance claims allowed?

All homeowners claims are subject to premium surcharges. either in the current policy period or at renewal.


What is the protocol for filing road accident claims?

If an individual has been in an accident, they should first call their insurance company. A good insurance company may send an agent to document the accident. If another motorist is involved, it is good to exchange information. Additionally, it is best to inform the police so traffic can be re-routed safely,


Is it realistic to take someone to small claims court for damages in an auto accident?

If there is insurance coverage on the at fault vehicle, there should be no reason to file small claims. If the at-fault party does not have insurance, then small claims is an option.


Who can be contacted when auto accident claims are required?

When automobile accident claims are required, the individual's car insurance company should be contacted, in order to put the individual in contact with a claims adjuster or representative. Accident/regular claim adjusters will help the individual through the claims process and assess the value of the claim.

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