Everything but, medical and utilities.......
You'd better believe it. Even if the Judge rules that you are not responsible for certain debts, the credit card companies don't care. They will come after you anyway and your credit report will be affected. If you have a "legal" separation" read what it says about these debts. Contact the credit bureau and place a notice in the file that you are legally separated and not responsible for the spouse's debts. This may prevent the spouse from getting more credit. Doubt it will help what has already been done, but do everything you can to get the records clear on that subject. Then cancel all credit cards in both names and open new cards in your name only. Close your checking account and get new one. Then get the divorce rolling. Only when you are legally divorced are you safe from any future debts incurred by the spouse.
If you were unauthorized, you can be held legally -- and possibly ciminally -- responsible for any debt you incurred.
if they are in your name, yes they can
The primary and co applicants both have the credit attached to their credit scores. They are also both legally responsible for the debt incurred.
Yes. That's why you shouldn't share an account.
The credit is the property and responsibilty of the bearer (the one who's name is on it)
Legally you will be responsible as the payment was an error.,
If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.
No, the spouse is not responsible. However it does come out there assets left behind.
No he is not responsible for the debt as a 17 year old cannot enter into a legally binding contract. However, he would be responsible for the fraud.
The co-signer for a credit card is the person who becomes legally and financially responsible for the debt on the credit card should the other card holder find themselves unable to pay it.
Who is responsible for parents death for credit cards medical bills etc.
The co-signer will also have a repossession showing on their credit as well. The co-signer is just as legally responsible for the car as the person they signed for.
You are both responsible - morally and legally. If one fails to pay the monthly bill, the other is then responsible. You use the word "joint" so I am assuming that both names are on the account.
when you are married and your spouse don't pay his / her medical bills are you responsible for the bills when your name not on the bills and when they call they don't ask for me they ask for him and can they report it to the credit report
Authorized users are not legally responsible for debt. Contact the crediting bureau and despute the item (explaining the circumstances.) They have to remove it!
Only if the married couple reside in a community property state or the spouse is a joint account holder. An "authorized user" is not considered an account holder and is not legally responsible for debt incurred on a credit card account.
You are legally entitled to three credit report per year from each credit bureau.
Yes, you are married. For years I didnt even work or have credit cards, but I established credit due to my husbands last name, because we are married.
My husband has termial cancer and I was wondering when he passes will I be responible for any credit card debts he has and any of his medical bills? We live in the state of Ohio.
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
the husband will not be responsible for any credit accounts that his name has not been included. the credit companies sometimes try to threaten or make you feel guilty but legally they don't have a leg to stand on.
One can apply for a student credit card when one is legally considered an adult. In the United States, that is eighteen years old. Prior to that, teenagers may use credit cards if their parents are responsible for the purchases and payments on the card.
No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.