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Not answering an application for insurance has serious consequences. If you 'misrepresent' any information on the application and suffer a claim, then entire claim can be denied.

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18y ago

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Related Questions

If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


How can you get insurance when it has lapsed and you didn't know it?

It really depends on how long your policy has lapsed, but there are insurance companies that will provide you with insurance coverage even with a lapse. Give us a call and we can get you a replacement policy. 847-444-2571, ask for LIZ.


Can a suspended insurance policy be re instated?

It depends. In many cases, insurance companies may reinstate coverage if the premiums for the lapsed months are paid.


If you have an accident other party admits fault no police report your insurance was lapsed will the other insurance cover your loss?

As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.


Is there a difference between lapsed and cancelled auto insurance?

Cancellation Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder. Lapsed Insurance Policy When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.


What are the benefits of getting Gap Medical Insurance?

Gap health insurance can be beneficial if a preexisting condition exists. It is also helpful in the event of emergencies during which for whatever reason health coverage has lapsed.


What happens when you missed a payment and your insurance lapsed?

It so happens that you have no insurance


If given a ticket for no proof of insurance and insurance had lapsed but have since gotten insurance what should I do?

the only thing that matters is whether or not you had insurance at the date you got pulled over. if you got insurance two weeks later that will not work. if you had valid insurance but did not have a copy of it with you contact the court and let them know...they will ask for proof of coverage. if you can provide that they will dismiss the ticket. acceptable proof of insurance is an insurance card showing you had coverage on said date or a letter of experience from your insurance company.


Does homeowners insurance cover theft if your policy lapsed?

No.


What does it mean when your car insurance is inactive?

It means you have no insurance. Either it has lapsed or has been cancelled.


What if you get in a wreck but have failed to pay the insurance the past month the car is new and has gap insurance but the insurance is inactive because of failure to pay?

Your Not covered for anything at all. If the auto insurance is inactive, then so is the GAP coverage. "GAP Insurance" is Not "Auto Insurance", it is Finance Company Insurance. it will only pay the difference after your required Auto Insurance policy has paid it's maximum limits. If your auto insurance lapsed, then your GAP insurance has also lapsed automatically and concurrently. The GAP Insurance is Void in the absense of an auto insurance policy. Your on the hook for all monies owed to all parties involved with your finance note. Take Care


How do you get money back from lapsed life insurance met life?

how do you get money back from life insurance met