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Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on your experience, education and prior earnings.

This is the primary reason why "Own-Occupation" Disability insurance is so important.

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Q: If receiving long term disability can the insurance co make you take another job?
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