Where I live you would be responsible to pay the deductible on the repairs and you would be surcharged (increase in your ins @ a certain % and for a period of time usually 3 yrs)always double check with your ins co. different state have different policies. Bottom line , even though the person who got hit took off it was'NT their fault, they probably didn't have a license or ins.the accident was your friends fault.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
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