Where I live you would be responsible to pay the deductible on the repairs and you would be surcharged (increase in your ins @ a certain % and for a period of time usually 3 yrs)always double check with your ins co. different state have different policies. Bottom line , even though the person who got hit took off it was'NT their fault, they probably didn't have a license or ins.the accident was your friends fault.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Your insurance may go up, you can get a ticket, you have to pay for repairs, you can be hurt, you can hurt or kill another person, you have points added to your driving record, you can loose a license or have it suspended if you are at fault.
Then you are going to be out of pocket. For the repairs and possibly a fine.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
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If you have an accident and you are driving without insurance then you will not be bale to get any help towards the repairs of the vehicle. If another vehicle is involved you will be liable to pay for the cost of that one as well. If someone is injured they may make a compensation claim for their injuries and you will have to pay for that as well. In some countries driving without insurance is illegal and so you could face criminal charges too.
Yes. The guy who hit your car pays or his insurance covers it.
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Yes, you do.
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
If you hit someone in a car accident and you have auto insurance even if they don't your insurance will cover repairing both automobiles.This is why you carry insurance. You will not be charged anything for the repairs to the other persons automobile.It is always best to let the insurance pay for it! It beats the other party suing you, that can get ral ugly and make your insurance go way up if you loose.
No, not unless you want to have repairs or need to repair another person's car. If you got a ticket because of the accident they will know because the ticket will be reported to them.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
They have to pay for your repairs themselves
Fill out accident report with police. The person's insurance will pay for repairs.
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.
No, although if you don't report it the insurance company typically won't pay for repairs.
You need to get collison repair car insurance if you want your car repaired after an accident. There are two main types of collison repair insurance: partial and full. Partial only covers for car repairs if you are the victim, while the full coverage option will cover for your car repairs regardless of who was at fault.
Yes. In a rear end accident, the liability is still there even if police are not called.
Car insurance, depending on the policy, will pay for car repairs in an accident only. However, if you are looking for insurance that takes care of basic maintenance fixes, those policies are rare and end up being costly in the long-run. In some cases, some repair shops do offer financing plans for repairs or any services, which could be helpful if you need assistance in paying for repairs.
If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).
I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.