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Tickets Points and Auto Insurance Rates

If someone gets a speeding ticket in your car does their insurance go up or does the owner of the cars?

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2006-05-21 18:37:49
2006-05-21 18:37:49

Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.

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If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.

The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.

Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.

This would only affect the drivers DMV record. It would not impact the insurance or MVR of the owner of the vehicle. http://www.coloradosbestinsurance.com

Always remember insurance follows the vehicle and points follow the driver. So if they get points from the ticket it will follow the driver.

The owner of the car. If YOU got a ticket because YOU were operating an uninsured vehicle on a public road, YOU are responsible for the ticket. There may also be a citation for the owner for having the vehicle registered without the required insurance.

Takes a picture of you and the license plate. They will mail the ticket to the owner of the vehicle and if the owner was not driving at time time of offense they can fill in who was driving and the court will then mail the ticket to that person.

The registered owner of the vehicle can, the driver of the vehicle (as long as they have no ownership interest) can not. Right ticket, wrong recipient.

Yes, as long as the owner signs the insurance papers.

contact your insurance broker with details of car registration, owner...etc...

In the UK, yes. So long as the driver has insurance.

Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.

You do not need a health examination to obtain home owner insurance. Your health is not an issue. If you were to suddenly die, after buying home owner insurance, the insurance company doesn't have to pay a death benefit, since home owner insurance isn't life insurance. What happens when a home owner dies is that someone else inherits the house. The new owner will have the option of continuing the existing home owner insurance policy.

I am only a registered owner of the car . someone else owns the car how will it be insured  

No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.

No, only the OWNER of the insurance policy can sign the policy over. Sometimes the owner is the insured, but not always.

The ticket is attached to the car, and the owner of the car. We loaned someone a vehicle of ours years ago, and she racked up many parking tickets at a college. Guess who was responsible for the tickets, the owner is. Unless the ticket is handed to you with your name on it, the owner is responsible.

Let me state that the person owning the car did not have insurance on their car. a licensed driver borrowed car to run to town, and pulled over due to they ran the tags and tickets outstanding to the owner. They suspended the drivers license and not the owner of the car who did not have the insurance. The owner never even recieved a ticket for no insurance.

Yes. Being on the insurance doesn't make someone the car's owner. Only the deed holder or the lien holder can be classified as the owner and can claim that the car is stolen. yes

Yes, a ticket for driving with no child restraints when it is needed will cause issues with a persons car insurance. It could raise the monthly charge, however, it depends on the contract between the policy owner and the driver.

the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.

Unless the car was stolen (and this has been reported), in the UK the car owner will be held responsible unless they can provide the name and address of the person who was driving. However, if someone else was driving (by implication with your permission) the police may also want to check on the insurance that that person had to drive your car.

Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.


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