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If someone gets a ticket in Mississippi while driving another persons car will the owner's insurance be affected or the driver's?
Wiki User
∙ 16y ago
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
Wiki User
∙ 16y ago
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Where can I find a list of companies that offer cheap car insurance for Mississippi drivers?
Here are several websites that may be of help to you in regards to finding inexpensive car insurance in your area. free.quotelab.com/Mississippi, www.cheapcarinsurance.net/cheap-car-insurance-in-Mississippi-MS/,www.cheapcarinsurance.net/Mississippi-car-insurance.html. Good luck!
Can reckless drivers get auto insurance?
Yes, reckless drivers can get auto insurance, but it will be much more expensive than drivers who have a clean record. In the United States, all states - except for Virginia, New Hampshire, and Mississippi - require all automobile owners to have minimum coverage in auto insurance.
Does Progressive offer car insurance in Mississippi?
Yes they do. Progressive car insurance has a good reputation for offering good coverage in Mississippi. They often reward drivers who have a good driving record by over time lowering the amount of money that they have to pay for insurance every year
Can you have a drivers license from one state and insurance from another state?
Yes.
A Quick Guide to Understanding Mississippi's Auto Insurance Minimum Requirements?
Mississippi's auto insurance laws are similar to those found in most other states in the Union. This is the case because drivers in Mississippi are required to carry a certain verifiable amount of liability and property damage coverage to cover the most common risks of driving.However, Mississippi's status as a tort state requires drivers to be extra diligent about maintaining proper auto insurance coverage. As a result, here is a quick consumer guide that can help drivers in Mississippi understand how auto insurance coverage they need to purchase to meet state auto insurance requirements.Drivers in Mississippi must purchase bodily injury liability coverage.For example, Mississippi residents must purchase at least $50,000 of bodily injury liability coverage to cover each person who is injured in an accident. At least $25,000 of this coverage must cover the injuries sustained by one person who was injured in an auto accident that is shown to be caused by reckless behavior.Drivers in Mississippi must purchase automobile property damage liability coverageThis coverage must include at least $25,000 of casualty coverage that can be used to pay for vehicle replacement costs and damage sustained to stationary objects. Mississippi's state auto insurance laws also require car insurance providers to offer supplementary casualty coverage that covers theft and non-accident related damage to vehicles.Drivers who choose to disobey these requirements can face fines and other penalties.For example, drivers who are caught driving without proper auto insurance coverage face fines of up to $1,000 and the suspension of their drivers' licenses for up to 60 days. Drivers who continue to disobey these requirements face harsher penalties including possible jail time and community service.Mississippi provides provisions to help drivers avoid these possible penalties.For example, auto insurance providers in Mississippi must issue a valid proof of insurance immediately upon request. This provision was installed to help drivers recover lost insurance cards quickly.Moreover, Mississippi auto insurance providers must also provide information to state and local police about any changes in auto insurance coverage. This provision was originally enacted to protect Mississippi drivers who have recently changed or started their auto insurance coverage.For more details, please contact the Mississippi Insurance Department.The Mississippi Insurance Department may be contacted at 601-359-3569. Residents may call toll-free at 800-562-2957 during normal business hours.
If your drivers license is suspended in Florida for lapsed insurance can you get a licence in another state?
No
How to Find Cheaper Auto Insurance in Mississippi?
In that southern state of Mississippi, it is still possible to find cheaper auto insurance. Anyone doing research on the Internet will find that the auto insurance rates in this state are lower than the entire country. However, Mississippi has been rated second in the road fatalities of all of the states. It is also rated second in number of uninsured drivers. Still the Mississippi insurance rates are lower than the national average.One reason for the cheaper auto insurance in Mississippi is that is considered to be a low-income state. Most drivers only purchase the very cheapest insurance to keep them legal. The only problem with that is when something does happen, such as an accident or theft, the deductibles are very high. Auto insurance companies in Mississippi kept the increases in rates down when other states had increased liability rates so that the drivers would not let their insurance lapse. Even though this was done, still many drivers had let their insurance expire.One way to find cheap auto insurance is to be a non-smoker. When combining the auto insurance with the home insurance the rates will be much more inexpensive. Mississippi is another state that rewards a young driver on the policy if that driver has good grades.Any driver who does not drive every day and only once in a while should consider purchasing pay-as-you-drive auto insurance. This type of insurance offered in Mississippi can offer as much as a 50% discount if the driver is safely driving under a limited mileage set by the insurance company. Another common sense way to lower auto insurance rates in Mississippi is to have safety and anti-theft devices such as air bags, daytime running lights, anti-lock brakes, alarms and other devices. It's also a good idea to take a defensive driving course to lower that insurance rate.Keep in mind the hot spots where auto theft happens the most. These cities are Jackson, Memphis, Biloxi, Pascagoula and Hattiesburg which is considered to be the highest risk area. Residing or working in these cities will raise the rates of auto insurance.
Which companies offer insurance to drivers who have been convicted of a DUI?
Drivers who have been convicted of DUI are offered Non-Standard or High Risk Auto Insurance. One company who offers this deal would be The General Insurance. The General says yes when others say no. There is another popular company, convictioninsure which provides insurance to convicted drivers.
Does the AAA auto provide coverage for high risk drivers?
AAA does not provide automobile insurance for high risk drivers. You will have to look for another provider.
What happens if an Uninsured driver hits another uninsured driver?
Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.
If a speeding citaton is given with company insurance info instead of personal whose insurance and record is affected?
When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and driving record will reflect the charge. If this person was driving a company vehicle (and therefore insurance paid by the company) then the companies insurance policy COULD be affected but not always. The cost of corporate insurance policies that cover multiple vehicle and/or drivers are determined by many factors such as # of vehicles, types of vehicles, company claim history, # of drivers and ages there of. Most companies must report their drivers information to the insurance company which will then check the drivers records which will then allow the insurance company to 'rate that driver' and asses a cost for insuring that driver. Some companies will refuse employ drivers with too many moving violations... or not let them drive company vehicles. I hope the answered your question.
A car rear ends another car at a stop light the at fault drivers insurance is obligated to pay for what damages?
the at fault drivers insurance is obligated to pay for damages the insured caused up to the specified policy limits.
