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if you have comprehensive coverage on your vehicle the theft will be covered (subject to exclusions some policy's have the 'keys in the car exclusion) under that coverage the damage to your vehicle.... regardless of you having comp or not, you as the victim of a theft are not liable for the damages that a thief causes with your stolen car...the poor sap that got hit by the thief will have to file a claim under his collision coverage and then subrogate the thief.

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17y ago

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