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If someone with insurance is found at fault when they hit an uninsured driver does the at fault drivers insurance still pay for damage to the uninsured car?

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2010-06-14 09:07:34
2010-06-14 09:07:34
  • Yes, you are responsible regardless whether the other party has insurance or not.
  • You should recover compensation, but in the UK driving without motor insurance is a criminal offence so you could be prosecuted by the authorities. Also - the mechanics of the collision are important. For example - drivers without insurance quite often have no driving licence: if the accident was contributed in part by inexperience of the person with no licence compensation could amounts could be reduced by a percentage. See the related link entitled "car driver injury claims" to see when car drivers can recover compensation.
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My insurance canceled uninsured person hits someone in rear what happens to me

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Uninsured drivers become subject to license and vehicle registration suspension when accident damages amount to:

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Usually the amount of damage is estimated based on insurance claims. Uninsured property is then estimated based on the total value of the insurance claims.

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There are many questions to be asked with this question. Are you saying an uninsured driver, driving a vehicle with no insurance? First of all you hope that the insured drivers insurance company accepts liability for the damage. If they don't then your only hope is to get a lawyer and take them to court. If you can't afford a lawyer then small claims court may be an option. For a bit of advise, don't drive uninsured.

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If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.

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You are looking for liability only coverage. You should also consider uninsured & underinsured motorist coverage which will supply medical payments if you are injured by an uninsured or underinsured driver.

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You got it! If you've got uninsured motorists property damage, then your company will pay for the damage to your vehicle caused by the uninsured motorcycle operator. You may have a small detuctible, $200-$300, and the the insurance company will sue the at-fault party to recover both the money they spent and your deductible, this process is called subrogation. The process works the same if you don't have the uninsured motorists property damage coverage but do have collision.

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No your vehicle is not covered. That is why it is always recommended that you carry comp and collision and uninsured motorist.

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tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.

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If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.

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