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you cannot get a rental under your policy if you did not purchase that coverage............if you are repairing your vehicle under your collision coverage rather than under the physical damage portion of the 'At Fault' drivers policy..........you will owe your deductible.........your company should subrogate the other carrier for your ded.amount they paid, and any out of pocket money you've spent on rental.........if liablity has been determined you can get a rental from other company as well as have them repair your vehicle thus no deductible......

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โˆ™ 2007-08-05 11:39:14
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Insurance

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Which of these sentences describes collision coverage automobile insurance

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Q: If the other driver is at fault is your deductible applicable to repairs and can you get a rental if there's no initial coverage for rental?
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Related questions

If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?

Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.


Do you have to pay the deductible when your car is damaged by a hit and run driver if you don't have uninsured motorist coverage?

If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.


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Do you have to pay deductible if it was vandalism?

As long as your insurer pays for repairs, you have to pay the deductible. If you can find out who did the damage, they or their insurer pay for the repairs.


If you move and then rent your house at what point can you start making deductible repairs?

You can make deductible repairs right after you move out to prepare the house for tenants.


If you hit a parked car and the damage is over your deductible how does that work?

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.


Do you have to pay your auto deductible if your vehicle is not damaged?

No. You only pay your deductible if you are setting up repairs.


In a Full Coverage Vehicle insurance policy what is the collision coverage?

The collision coverage specifically covers the repairs to your vehicle, regardless of fault. If you are at fault for instance, your car would be repaired, but you would be responsible for the deductible cost. If you were NOT at fault, your repairs would be covered fully, and at no additional cost of the deductible.Answer: {| |- | A means of protecting your auto from damage stemming from an accident between the insured and another vehicle and/or object.|}


What can you do if you do not have the money for the deductible for your home owners insurance claim?

You can either borrow money or what to get the repairs done until you have your deductible.


What is meant by the term deductible?

The term deductible, when discussing insurance issues, applies to the amount of money you must pay out of pocket before your insurance coverage will pay for a claim. For example, if you have a $500 deductible on your homeowner's insurance policy and you have $1,000 worth of hail damage, you must pay your $500 deductible towards the damage and your insurance policy will kick in to pay the remaining $500 for repairs.


How would you be compensated for a hit and run accident if you have full coverage on your vehicle?

your insurance company will pay for the repairs. You may even have a policy that waives the deductible. Be sure to know all your options before accepting a settlement.


Do you pay a deductible if the accident was the other drivers fault and their insurance is paying for repairs?

Yes, you do.

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