If the other driver is at fault is your deductible applicable to repairs and can you get a rental if there's no initial coverage for rental?

Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.

If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.

The collision coverage specifically covers the repairs to your vehicle, regardless of fault. If you are at fault for instance, your car would be repaired, but you would be responsible for the deductible cost. If you were NOT at fault, your repairs would be covered fully, and at no additional cost of the deductible. Answer: {| |- | A means of protecting your auto from damage stemming from an accident between the insured and another vehicle and/or object. |}

are the costs for home repairs caused by hurricane sandy income tax deductible

As long as your insurer pays for repairs, you have to pay the deductible. If you can find out who did the damage, they or their insurer pay for the repairs.

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.

You can make deductible repairs right after you move out to prepare the house for tenants.

No. You only pay your deductible if you are setting up repairs.

The term deductible, when discussing insurance issues, applies to the amount of money you must pay out of pocket before your insurance coverage will pay for a claim. For example, if you have a $500 deductible on your homeowner's insurance policy and you have $1,000 worth of hail damage, you must pay your $500 deductible towards the damage and your insurance policy will kick in to pay the remaining $500 for repairs.

You can either borrow money or what to get the repairs done until you have your deductible.

your insurance company will pay for the repairs. You may even have a policy that waives the deductible. Be sure to know all your options before accepting a settlement.

Car breakdown coverage includes car repairs, financial plans, car insurance, and more. Car breakdown coverage insurance includes even more offers such as oil changes, tire repairs, and other car repairs at a low cost.

THE POLICY HOLDER, WHO IS USUALLY THE OWNER OF THE TRUCK IS RESPONSIBLE FOR THE DEDUCTIBLE. If the truck driver is fully responsble for the accident, his insurance should pay for the damages to the car and there would be no deductible. If the car owner went through his coverage first to get repairs done, then the car owner is responsible for the deductible. Then the car owners insurance would go through subrugation to the truck drivers insurance to get full payment of the loss. When that is completed, the car owner would get his deductible returned to him.

the owner/insured of the vehicle that has a collison claim is the one that pays/owes that deductible... deductibles only apply on your own vehicle repair...not the person's you hit (except for some commerical policys that have a deductible on their liabilty coverages)....now if you elect to use your coverage and another party is at fault, then some times they will 'front' the deductible (if liablity has been determined and they have accepted full liab.) or your company will subrogate then entire amount including your deductible from the at fault party once all repairs have been made...but assuming you are at fault or it was a hit and run and can't find other party and you are using your collison coverage, then you will owe your deductible

A deductible in any kind of insurance is, basically, the minimum amount before the insurance "kicks in." On any repairs covered by your insurance, you will have to pay the deductible amount before the insurance will pay anything.

Home insurance policies cover all kinds of mishaps and repairs. The discount is called the deductible. When you purchase a policy you select a deductible amount of damage or loss that you pay for first and they pay the difference afterwards. The $100 deductible cost more per month than a $500 or $1000 deductible. Read your neighbor's policy. You might learn a bit about that subject.

You submit the claim to your insurance company and they should send the check to you minus your deductible. If there is a lien on the car, the check will go to either the shop that does the repairs. If the repairs are not made the check may be made to the lender AND the owner or only to the lender. The named insured on the policy and the loss payee if there is one.

Since you don't know who hit you, then you can't recover.

Yes, it will cover that minus your deductible,, However you should first check to see what your deductible is. Most mailboxes are pretty cheap and likely far below the cost of your policy deductible. No point in filing an insurance claim if the cost of repairs is below your deductible.

If you had a collision and the other party does not have insurance, you would have to pay the deductible. Your insurance company would pay for any needed repairs.

Drivers are always looking for ways to save money, whether that means switching cars, insurance companies, changing coverage limits, or removing coverages altogether, like collision insurance. Although it cost less to have a policy that only covers liability, in an accident, it may cost more to pay out of pocket for vehicle repairs than for the insurance. Liability insurance only covers the other driver, but for consumers who want to protect their vehicle, collison coverage is necessary. Collision insurance covers the policyholder's vehicle in a collision. Without this coverage, the policyholder's vehicle cannot be repaired or replaced by the insurance company, but from their own pocket. Obtaining Collision Coverage Colliison coverage is easy to obtain. Most companies offer this coverage, though some deny this coverage to vehicles that are too old. It is best to contact a licensed insurance representative to purchase collision coverage along with the state required liability coverages. The agent will recommend a deductible, which is what the policyholder must pay before the insurance company covers the loss. Some companies allow their insureds to carry no deductible, but with most companies: the higher the deductible, the lower the premium. It is also wise to remember that the claim cannot be covered unless the amount of damages exceeds the amount of the deductible. For instance, a $300 repair will not be covered if the deductible is $500. Who Needs Collision Coverage Not everyone needs collision coverage. Older cars and vehicles that have been totaled are not worth much. However, what every consumer must consider is whether they have the money to replace or repair the vehicle themselves? If not, the cost of the coverage could be less than a repair. If the insured has a loan, collision coverage may even be required by the lienholder. Collision insurance protects the policyholder's vehicle. Without this coverage, the insured must pay out of pocket for repairs. This insurance can be obtained from a licensed agent; however not every driver needs this coverage. For those with newer vehicles, a loan, or who don't have the means to pay out-of-pocket cost, collision coverage should be on their policy.

yes full coverage insurance covers auto repairs. It also covers maintinance and gas costs. Thats right fuktard, full coverage insurance is the only expense you will incure while driving. In some cases they will even pay speeding tickets for you!

Windshield replacement is generally included in comprehensive coverage, which provides for repairs to a vehicle that has been damaged in ways other than a collision. This might include a tree falling on the car, hitting a deer or a rock or other projectile damaging the windshield. If you do have comprehensive coverage, refer to the policy for details regarding the deductible, which may apply. www.insurance.com

It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not. Contact your insurer or your insurance agent for clarification of your coverage.

Yes. eg: If you have pl/pd, the insurance won't pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car There's the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.