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If there is not accident report how can one's insurance company be required to pay for damage?
Wiki User
∙ 17y ago
In most cases, the adjuster would talk to everyone involved to hear their "version" of what happened. They would talk to any independent witnesses (someone who saw the accident that neither party involved knows) and form a decision based on that information as well as the location of the accident and where damages are on the vehicles.
Wiki User
∙ 17y ago
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Do you call your insurance company if you caused damage?
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.
What are car insurance laws in California if someone hits me and they are at fault?
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
How do you proceed with insurance in a single car accident with no injuries no property damage just damage to my car?
Call your insurance company and get a claim started.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
What is no fault auto insurance?
In any state where no-fault auto insurance is required by law, you recover the cost of damage to your auto and to its occupants from your own insurance company. There is no need to prove who was at fault in the accident. For example, if two cars crash each other, each goes to its own insurance company to be reimbursed for the physical damage and medical costs which result.
How does an insurance company determine the amount of money to give you for your car when it's totaled in an accident?
The insurance company will only pay the 'book' value of the vehicle as if it were in perfect condition unless damage prior to the accident was discovered and that damage will be deducted from the 'book value'.
Which insurance company pays if one car has no damage?
The Insurer of the at fault driver pays for the accident.
Is student insurance a necessity?
It is not a necessity, but is a very important thing to have. If you were to get into an accident or have something stolen, the insurance company can give you something for the damage.
If you are in an auto accident and the other driver has no insurance and your insurance provider pays your claim do you need to have the auto repair done or can you keep the money?
No, you are not required to repair your vehicle. However, you might be disappointed if you experience another accident and further damage occurs. The insurance company may pay the claim differently since it cannot determine prior damage to current damage. However, if it is an older car and it is not significant, it is your judgment call.
What happens if you have car insurance and you have an accident?
You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.
What information would normally be required for car insurance claim processing?
You have to contact your car insurance provider (normally by phone) to notify them that you have been in an accident. You give the company all of the information pertaining to the accident ie. if anyone was hurt, what the extent of car or property damage is. An insurance adjuster will then come to the scene to validate the information.
What happens if you get into a motorcycle accident and you dont have insurance and its your fault in Florida?
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
