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If mother and daughter have a joint account together and mother dies the daughter can continue to use the account or close it and reopen it in her own name. The daughter should be careful to account for any interest on her tax return. If mother also had a separate account at the same bank, the daughter has no right to use that separate account. That account should pass by will or by intestacy if there was no will.

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Q: If there was a joint account between a daughter and mother and mother died can the daughter continue using the mothers separate and sole account at the same bank?
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