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If water damage to condo ceiling is caused by upstairs neighbor but you do not have homeowners policy will neighbor's liability cover damage or do you need to get new policy before pursuing?
Wiki User
∙ 14y ago
depends on circumstances if liability policy of neighbor would respond - are they negligent? also an insurance policy is occurrence based - the occurrence would have occurred before you purchased a unit owner policy - therefore the water damage would be excluded.
Wiki User
∙ 14y ago
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