The person who hits you from behind, is usually held accountable. It's called "failure to control."
Well, the driver who hit the other vehicle would still be liable, but it would be a matter for insurance to pursue, not the police, since the 2nd driver left the scene. Certainly, leaving the scene creates a window of doubt with regard to the damage, but it's not really enough to get the at-fault driver off the hook.
i was rear ended in a 3 car pile up on the highway, whos insurance is liable for my car repairs
It ended the absolute monarchy of Louis XVI.
If you can prove that they knew or that it was worked on by inexpereienced or unqualified people or that it was deliberately not repaired properly, perhaps.
In New Jersey it is the driver who rear ended him who is at fault. However, that does not mean that the illegal unlicensed driver will not face deportation.
First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.
Britain's Worst Driver ended on 2003-12-24.
My Driver Sweet Lover ended on 2011-02-04.
America's Worst Driver ended on 2010-05-08.
Each person's insurance should cover their own vehicle. It's part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn't have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages. Most states will put all blame on the drunk driver, but it is possible that your state might be different. The police report will be your best sourc of that information.
The driver who rear ended you is at fault.
The estate is liable and has to pay off all the debts. If the estate cannot do so, they distribute as best they can. If the court approves the distribution, the debts are ended.