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If you back into your neighbor's car and neglect to accept fault until after they get it repaired is there any hope for insurance coverage?
Wiki User
∙ 8y ago
Yes, though your carrier will notify its underwriting department and advise them that you compromised their ability to view the damages prior to repair. This isn't a habit you want to cultivate with the folks holding the checkbook.
It's very possible your carrier could deny the claim, since you didn't follow your policy's conditions by notifying your carrier, but this is unlikely. Most carriers won't put their insured in a position of being sued or sent to collections, as it can become a "bad faith" issue (a very serious charge against any insurance company).
Go ahead and make the claim. It sounds like the damage is minor, anyway, so I bet you won't have any problems.
Wiki User
∙ 8y ago
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neglect
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Can a HOA board of directors be sued for fiduciary neglect?
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