It would be better to pay off all debts as soon as possible!
As said in the above answer, it makes more sense to go ahead and pay the debts, especially if you are paying interest or fees on these debts. But if for some reason you decide not to do that, pay them on your own because a credit counseling company will most likely want to charge fees for their services.
Put the small inheritance into savings, so that next time around you have some cushion against sudden expenses. There are some decent CDs or savings accounts that pay interest. Then, work hard and scrimp for awhile to pay off those debts. If you need help figuring out how to manage the debts, a non-profit credit counseling company can help. There are also some good money management chatrooms that can help you become more savvy. I like the one on MSN Money.
To become a credit counselor you should first take a training course offered by the National Foundation for Credit Counselors. Once the training course is complete you can apply for a license with the Credit Counselor association. After that it is a matter of finding a company that hires credit counselors
Careone Credit Counseling is a debt relief company that helps consumers get out of debt with the help of a trained credit counselor. They also provide credit counseling for those in need.
To clean up credit contact a reputable credit counselor. The credit counselor will give guidance on how to manage finances so credit reports and scores will be better. It will probably take some time before a person has good credit again.
A credit counselor may be able to help you get a debt settlement on your credit card. It will depend on if the counselor only gives you ways to get out of debt or if they are a settlement counselor.
A credit counselor can be found at any major bank. They will often work with you to figure out how you can reestablish your credit and put you back on financial track.
You can sue a credit counselor. You may not win, but it would be important to bring all evidence of what they told you and why you are suing to court.
Contact your Credit Card company and ask Usally it can increase with better credit or higher income
A family credit counselor aids people in managing their debts. They can assist in teaching how to improve credit ratings, managing debts and household spending plans.
A consumer credit consolidation counselor is usually a nonprofit counselor for debt consolidation. Those who are paid typically charge astronomical rates to the consumer.
The best type of help for a person with bad credit is a non-profit credit counselor. These types of credit counselors are funded by the government and they are not meant to make money out of a person's situation.
A credit counselor can give tips to find credit debt solutions. InCharge debt solutions is a company that provides credit counseling services. With InCharge you can set up a free credit counseling session where you can get your financial situation reviewed and get recommendations.
vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score