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No. Homeowners policy specifically exclude automobiles. //

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โˆ™ 2015-07-16 18:23:16
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Q: If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?
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Related Questions

Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.


Is there a deductible for tire vandalism with full coverage?

Yes, Your comprehensive deductible on your auto insurance policy applies.


What do you mean by Vandalism in auto insurance?

Comprehensive is a physical damage coverage that is designed to pay for damages caused to your vehicle. Several different losses are covered under comprehensive coverage including: fire, theft, vandalism, explosion, civil riot, hail, and colliding with a live animal. Some insurers refer to Comprehensive coverage as Vandalism coverage. This will cover practically any type of vandalism that occurs to your vehicle except vandalism that was intentionally done by yourself. You will be required to provide a police report if vandalism is claimed.


Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


Do you need car insurance if car is broken down?

You may not need collision coverage but you should consider comprehensive coverage which covers theft, vandalism etc.


What is included in comprehensive auto insurance coverage?

Comprehensive auto insurance coverage covers the different types of events or accidents cause by falling objects, animals, extreme weather, theft, vandalism or riots. But it does not apply to any types of accidents with other cars.


If I don't have collision insurance will insurance company fix my car?

It depends upon the type of damage and the cause of it; some physical damage is covered by the comprehensive coverage of an auto policy. For example, glass breakage and vandalism is normally covered by the comprehensive coverage. All of that said, collision and comprehensive coverages are generally offered and purchased in tandem. Therefore, if one does not have collision coverage, there is a good chance that there is no comprehensive coverage.


What is comprehensive car insurance?

Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.


Do homeowner insurance policies typically include flood coverage?

Flood coverage is not standard in most homeowner insurance policies. If flooding concerns you, then you should address this with your insurance company and have the coverage added.


Is collision coverage deductible and tire slashing the same?

No, Tire slashing is considered Vandalism and is covered under the comprehensive portion of your Auto Insurance Policy. Your comprehensive deductible would apply to the loss.


What type of insurance coverage includes bodily injury and property damage coverage?

Auto insurance includes: liability, collision, comprehensive.Liability covers what you do to someone else's property and body.Collision covers your car when you are at fault in a collision.Comprehensive covers uninsured motorists, theft, vandalism. natural disasters and the like.the answer is liability coverage


What is comprehensive insurance?

Comprehensive Insurance is a term used for a variety of insurance policies offering a broad protection. In car insurance, it is coverage which pays to repair or replace the policy owner's vehicle and personal property inside of it if it was damaged or lost due to other agents, such as fire, theft, flood, or vandalism. Comprehensive insurance is an element of car insurance that pays for damages to your vehicle caused by anything other than a collision, including vandalism, theft and natural disasters.


What is comprehensive auto insurance?

If you are in the process of quoting auto insurance, chances are the term comprehensive coverage has come up quite often. Comprehensive auto insurance coverage is a coverage that will pay to repair or replace your vehicle in the event of a covered loss up to the fair market value of the vehicle. Covered losses that fall under comprehensive include: fire, theft, vandalism, hail, and wind damage. Falling objects and hitting a live animal also fall under comprehensive. If you are financing your vehicle, you will be required to carry both comprehensive and collision coverages to satisfy lender requirements. The state does not require comprehensive or collision coverage.


Does homeowner ins. cover a car burned due to bad electrical?

No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.


Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.


What if a tree topple over and fall on your car will my homeowner ins cover it?

No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance


What is included in travel trailer insurance?

Comprehensive coverage and coverage for any accessories attached to the trailer are included in travel trailer insurance. Comprehensive coverage includes sudden and accidental losses.


Why homeowner policy would cover vandalism and not theft?

There is not information in your question to give a comprehensive answer. But, it just depends on what scope of coverage you purchased and on the nature of your theft claim. For example, Theft by a resident of the home would not be covered. Thefts are required to be reported to the Police to be eligible for coverage. When you purchased your insurance policy you selected those coverage you wanted. If you just chose the cheapest policy you could find without looking at the details, then you may need to speak with your Insurance Agent about upgrading your coverage.


When is a car comprehensively insured?

Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical damage coverage that includes damage to your vehicle that is not included in collision coverage. Collision coverage is damage done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive.


Your ex-husband keyed your car can you claim that with your insurance company?

Yes, provided you have comprehensive coverage or can claim it on your homeowners or renters' insurance; but, as this would be an act of vandalism, you may be required to provide a police report.


Does homeowners insurance cover vandalism to a visitors car in your driveway?

No. Homeowners Insurance does not coverage for automobiles.


What is compresive auto insurance?

Comprehensive coverage is easier to explain by explaining collision first. Collision is physical damage coverage if you hit something or turn the vehicle over. Comprehensive is most everything else including fire, theft, vandalism, broken glass, and all animal collisions.


Does homeowner insurance coverage criminal mischief by the homeowner?

Generally, no. There is usually an express exclusion in all types of insurance policies for criminal acts by the insured.


What is comp auto insurance?

Comp, also referred to as comprehensive auto insurance coverage, is a form of coverage that is designed to pay to repair or replace your vehicle in certain situations. Covered scenarios that comprehensive auto insurance would pay include: theft, vandalism, fire, explosion, hail damage, wind damage, or hitting a live animal. The insurance company will pay up to the fair market value of your vehicle for repairs or replacing the vehicle. You will be responsible for paying your comprehensive deductible before the insurance company will payout.


What is the Liability of homeowner acting as General contractor?

Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.