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No. Homeowners policy specifically exclude automobiles. //

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โˆ™ 2015-07-16 18:23:16
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Q: If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?
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Related questions

Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.


Is there a deductible for tire vandalism with full coverage?

Yes, Your comprehensive deductible on your auto insurance policy applies.


What do you mean by Vandalism in auto insurance?

Comprehensive is a physical damage coverage that is designed to pay for damages caused to your vehicle. Several different losses are covered under comprehensive coverage including: fire, theft, vandalism, explosion, civil riot, hail, and colliding with a live animal. Some insurers refer to Comprehensive coverage as Vandalism coverage. This will cover practically any type of vandalism that occurs to your vehicle except vandalism that was intentionally done by yourself. You will be required to provide a police report if vandalism is claimed.


Do you need car insurance if car is broken down?

You may not need collision coverage but you should consider comprehensive coverage which covers theft, vandalism etc.


Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


What is included in comprehensive auto insurance coverage?

Comprehensive auto insurance coverage covers the different types of events or accidents cause by falling objects, animals, extreme weather, theft, vandalism or riots. But it does not apply to any types of accidents with other cars.


If I don't have collision insurance will insurance company fix my car?

It depends upon the type of damage and the cause of it; some physical damage is covered by the comprehensive coverage of an auto policy. For example, glass breakage and vandalism is normally covered by the comprehensive coverage. All of that said, collision and comprehensive coverages are generally offered and purchased in tandem. Therefore, if one does not have collision coverage, there is a good chance that there is no comprehensive coverage.


What is comprehensive car insurance?

Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.


Will homeowner's insurance cover a stolen car?

The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.


Do homeowner insurance policies typically include flood coverage?

Flood coverage is not standard in most homeowner insurance policies. If flooding concerns you, then you should address this with your insurance company and have the coverage added.


Is collision coverage deductible and tire slashing the same?

No, Tire slashing is considered Vandalism and is covered under the comprehensive portion of your Auto Insurance Policy. Your comprehensive deductible would apply to the loss.


What is Car insurance?

Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.

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