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If you do not have a credit history is it harder for you to apply for a credit card?
Wiki User
∙ 8y ago
Of course. Your credit report is a history of how you have managed debt. If there is no history recorded on you, how can a lender use that ordinary way to assess your level of risk as a borrower? Many lenders prefer to see bad credit over non-existent credit. It's unfortunate, because credit=debt. But in modern financial life, you have to have a credit record to get future credit, so we all need to get credit and manage it properly. Good luck to you!
You would think so, wouldn't you? But my first credit card was a gold card with a $5000 limit.
I got the application in the mail, filled it out and in no time I had my first card. Fortunately, I had the sense not to use it. I was married and just wanted a card to establish my own credit in case I ever ended up on my own.
I was 19, had no job or income of any kind, and no one co-signed for me. I don't understand how CCC can get away with giving cards to people with no income.
Wiki User
∙ 8y ago
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How can one apply for a secured credit card?
One can apply for a secured credit card by phone or in person. Some banks also allow applicants to apply online on their website.A secured credit card is harder to qualify for than a regular credit card.
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
Where can one get a Gap credit card?
One can apply for a credit card online by visiting the main Gap website. You must be at least 18 and have a good credit history to apply. When you apply for a Gap credit card you will receive 15% off on your first online purchase.
Is possible for people to get credit cards with no credit history?
It is possible to apply and be accepted for a credit card with no credit history but it can be difficult. Some ways around it are to apply for a store credit card as they are known to accept people who have no credit history more frequently than through other methods. Also some credit card companies have an option to include a co-signer who can help with your chances of being accepted if they have a good credit history.
How can one apply for a secured credit card?
One can apply for a secured credit card by phone or in person. Some banks also allow applicants to apply online on their website.A secured credit card is harder to qualify for than a regular credit card.
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
How do you get a credit card with no credit history?
There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.
Where can one get a Gap credit card?
One can apply for a credit card online by visiting the main Gap website. You must be at least 18 and have a good credit history to apply. When you apply for a Gap credit card you will receive 15% off on your first online purchase.
You have bad credit card history since year 2002 history in Saudi Arabia and you want to apply a new credit card in the Philippines is it possible?
yes
Can you still apply a credit card if you have bad credit card history from other country Is there an international bad credit tracking history?
Absolutely. Anyone can APPLY anytime they want. If you've had credit in the past, someone's tracked your financial behavior. It's out there - following you.
Is possible for people to get credit cards with no credit history?
It is possible to apply and be accepted for a credit card with no credit history but it can be difficult. Some ways around it are to apply for a store credit card as they are known to accept people who have no credit history more frequently than through other methods. Also some credit card companies have an option to include a co-signer who can help with your chances of being accepted if they have a good credit history.
Can I apply for a credit card online?
Most people who are working are eligible to apply for a credit card online from their bank. The bank will look at your credit history and general reputation in the community when evaluating your application.
How can you get a credit card with no credit history?
You can apply for small store based cards such as kohls, maurices, American eagle... They build your credit and are relatively easy to get with limited credit history.
Where can one get approved for an APR credit card?
"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."
How does one apply for a capitalone credit card?
"To apply for a Capitol One credit card, you would need to first have a stable job, and a good credit history. Then you would need to go to their webpage, and fill out the requested application."
How can one apply for a credit card?
There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.
