No, your homeowner's policy covers sudden, unexpected damage to your structure and its contents and legal liability to other. It does not cover you medically.
You might consider some disability insurance.
No, Homeowners insurance is property and casualty insurance that provides coverage for the property of the named insured as well as coverage for certain liabilities that can arise out of ownership.
It is not a replacement for medical or disability insurance.
No, the property owners coverage does not provide coverage for a tenants property or liability.
It would depend on the reason for your fall, but most likely your insurance would not cover you for that.
You'll have to contact your insurance company. Not all policies are the same so it just depends on what coverage you selected when you bought your insurance policy.
NOPE!
If your guest decides to sue you as the responsible party for his fall and subsequent broken bones. And, If you have liability coverage on your home insurance policy, Then your insurance company would provide legal defense for you and cover any resulting award to your guest up to the limits of your liability coverage.
Cigarette burn your house down
The question here is not whether or not they have homeowners insurance but whether or not you do. Normally a tree falling is considered an 'act of God' and is not considered negligence unless it was obvious that the tree was about to fall, the fact had been brought to the neighbor's attention and they refused to do anything about it. However, your homeowners insurance should cover most of the damages.
check the covered perils on your insurance policy. Most policies won't cover it
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
It depends where your house is located. Whether your home is in a secure or unsecure neighborhood will effect your insurance costs. If your house looks like its going to fall apart at any moment then you will be charged a higher premium. These factors influence the cost of home owners insurance for an individual home.
No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance
Whoever the victim is, their auto insurance will cover medical bills. This happened to me... As long as there was no auto accident and no damage to the vehicle, your auto insurance will pay for your injuries. If there is an auto accident that causes you to fall out of the moving vehicle, I am not sure how that would work...