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If you filed a Chapter 13 in Oct 1997 can you file a Chapter 7 now?
Wiki User
∙ 8y ago
Yes. A chapter 13 can also be dismissed and a chapt. 7 filed. Chap.13 has no time limitations, except as stipulated in the agreed repayment schedule., which is usually 3-5 years.
Wiki User
∙ 8y ago
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If i filed chapter 7 in oct. of 2002 when can i file again?
In 2005, they made a law that you have to wait eight years.
Can you file chapter 7 again if you filed bankruptcy in 2001?
Yes, but new bankruptcy reform will become effective on Oct 17, 2005. Some previous filings may or may not be deemed retroactive as to when they can be filed, as the new law will change the time frame to eight years. It will also become very difficult to file a Chapter 7 bankruptcy if the debtor has any disposable income. IRS guidelines will be used to determine the type of bankruptcy that will be allowed.
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