If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year.
Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.
An insurance company cannot suspend your license, period. Only the government can do that. What they can do is refuse to insure you. In practical terms, this may amount to the same thing, since most states make it illegal to drive without insurance (or some other proof of financial responsibility, such as a bond).
depends on the insurance company
Sorry, chances are you can't. Insurance companies are not going to assume that type of risk. And even if they did, and the person drove without a valid license and had an accident, the insurance would be invalid.
Yes! You sure can! You have already broken the law to drive without insurance. . . They by YOU yourself causing the accident, you are definitely liable for license removal. --Feefhh:myspace.com/feefhh
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
If you are driving under the influence, if you've been convicted of drug offenses, driving without insurance, and excessive moving violations are some of the ways to suspend a license in Houston.
No, you don't need insurance to pay the ticket. However, Since almost all U.S. states these days will suspend your drivers license for having been found guilty of driving without insurance. You will need to buy insurance before you can get the drivers license suspension lifted.
I am pretty sure you need insurance in every state except Wisconsin to get your license. In Wisconsin it is only illegal to have an accident without insurance (how silly is that!?). In ANY event, you should always have insurance to drive.
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
Progressive will give you insurance without your license but its not as cheap.
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
Yes, you should get it before you go to court. If you appear in court without the required Sr22 Certificate the judge will have no choice but to suspend your license as you are continuing to demonstrate that you have no desire to comply with the law. As far as will they suspend your license anyway, well that depends on just how bad a driver the court perceives you to be. But if you go to court and have not obtained your sr22 filing you are guaranteed they will suspend your drivers license.
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, though that would be dishonest.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
Could be a fine, or suspension of your driver's license. In Pennsylvania, they can suspend your car's registration, and/or tow the car away
NO! You would be a fool to drive without insurance.
Yes, you can. You don't have to have a car insurance in order to have a driver's license.
No, not usually. The insurance company has nothing to do with suspension of drivers licenses, that's up to the Department of Motor Vehicles or whatever it is in your state. I have seen times where a person owes an insurance company money from hitting an insured vehicle when the party at fault did not have insurance required by law. In these cases I have seen our state suspend a drivers license until the balance is paid in full to the insurance company. This is because it was due to failure to obey a state law of not driving without minimum required insurance limits. I saw once where a 15 year old could not get a license until this was paid off in full.
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
They will suspend your license.