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If you have comprehensive coverage in effect on the date of loss, it should be covered.

(I'm an auto rep for an insurance company.)

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Q: If you got your insurance three and a half weeks ago and you got caught in a tornado and an oak tree fell on your car and totaled it Will your insurance cover it?
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Related questions

If you totaled your car while drinking will your insurance still cover it?

No, they will not.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


Does gap insurance cover a repossession?

Gap insurance only pays if the vehicle is totaled in an accident or stolen and not recovered. It does not cover the deficiency balance after a repossession sale.


Will homeowners insurance cover car that caught on fire in driveway?

I think your car insurance will cover that.


If you were involved in an accident and did not have full coverage but the bank had put forced insurance on the loan will that insurance cover the totaled car?

That insurance will probably cover the BANKS interest in the vehicle and any liability that may be assigned to it, but little or nothing for you.


Your truck was totaled and the person that hit you does not have enough insurance what should you do?

Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.


How do you recover from a tornado?

get insurance to cover your home and have a place you can stay until you get a new home


What does Gap insurance use for in Illinois?

What is Illinois gap car insurance? Is insurance you can purchase to cover the gap between the cost of repaying your car loan and the amount the insurance company will actually give you for your totaled car.


Why can't I get a rental car from the driver who totaled my car?

Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.


Will insurance cover a totaled car if police report states alcohol involved but was only charged with reckless driving?

insurance is insurance as long as it wasn't done to profit the owner/ yes you are covered


Does insurance cover a car totaled in a wreck involving a DWI?

If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.


What does the insurance do when you are still paying on a truck and someone hits you and it gets totaled?

If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.