Stay aground and signal for assistance
no, if there is no visible damage to the fibreglass within a day of it being cleaned off, there should be no permanent damage.
do not get a boat out because the boat is probably going to get smashed
Turn off the engine, get out of the boat and assess the damage, then call your insurance agent. If you don't have insurance, then just get out of the boat and pull it back home.
Find High ground that is out of the splash zone or get in a boat and ride it out
Raise the engine and secure it
to prevent damage to the hull of the boat and docks.
Geico has very affordable coverage based on how much you can afford. The amount of insurance you choose should cover physical damage to the boat, other objects, and medical emergencies.
Depending on the coverage you want, boat insurance can give you liability coverage (like what you have for your car). But boat insurance is much more complicated. You can get coverage for towing, salvage, and personal property, there is also protection against uninsured boaters, weather damage, fire damage. You can (and should) get you motor covered.
Boat seats should be gently cleaned and dried after every use. During long periods of storage, they should also be covered by fabric that will prevent moisture and insects from damaging them. Basically to protect boat seats from water damage is not hard. I would buy a protector from the store but make sure that it's waterproof or for water.
Raise the engine and secure it
If you're boat runs aground, at high speed, you injure yourself and all you passengers, so you should check to make sure that all of your passengers are okay. The next thing you should do is check for damage.
It may cause personal injury or damage