Closed payment history stay on your reports seven to ten years depending on what it is. Nothing can just be erased.
Yes. And it stays on 7 years from the date of payment.
A foreclosure will typically remain on your credit report for seven years.
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
Paid tax liens can stay on a credit record for seven years from the date the payment is made. Unpaid tax liens can stay on a credit report indefinitely.
The usual standard for debts to disappear from your credit report is 7 years. The trick is to make sure you never make a promise to pay or say you'll pay because that starts your 7 years all over again.
Seven years begining six months after payment the account ended. Not when it was bought by a third party collector.
Seven years is the standard for anything that has been settled to stay on your credit report. So the normal type of bankrupcy, Chapter 13 I believe, will be off the report after seven years.
If you have not made any late payments since then, this late payment won't reflect heavily on your credit score. The late will stay on your credit report for seven years but as each year passes, it will become less important.
2001. Always go by the later dates of payment, delinquency, etc.
i don't think you can have it removed, but if you can wait 10 years it should disappear automaticly (you better check after 10 years to be sure).
up to seven years.
*The following information is provided by NEDAP(Neighborhood Economic Development Advocacy Project)Paid debts and judgments can stay on your report for five years, counting from the date your account was charged off or sent to collection.Unpaid debts and other negative information can stay on your report for seven years, counting from the date your account was charged off or sent to collection, except: Bankruptcy can stay on your report for ten yearsSome student loan information can stay on your report for more than seven yearsUnpaid judgments can stay on your report for up to twenty years.Positive information can stay on your report indefinitely.*Equifax reports the following on positive accounts and other credit accounts:Accounts paid as agreed generally remain on your credit file for up to ten years from the date of last activity (DLA).Accounts not paid as agreed generally remain on your credit file for seven years from the date the account first became past due, leading to the current not-paid status.Late-payment history generally remains on your credit file for seven years. It's important to note that accounts with current statuses, such as R1 (revolving debt) and I1 (installment debt), that reflect previously late payment history will remain on the credit file for up to ten years from the date of the last activity-only the late payment history is removed after seven years.Hope this helps,Will
Nothing, a dismissed banruptcy remains on a credit report for seven years.
Short Answer: Yes. If you were deliquent, and then paid, it will show that you paid, but were late. And that stays on your credit for seven years. Sometimes you can negotiate with the collection firm to have it removed from your credit in exchange for payment.
The accounts can remain up to seven years after the last payment was made, but will show a zero balance due to a bankruptcy filing.
Type your answer here... seven years
Negative reports on your credit score remain on your report for seven years.
An unpaid tax lien will remain on your credit report for 10 years from the date it's filed. A paid tax lien will remain on your credit report for seven years from its date of filing.
If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
It does yes, but only for seven years after it happened. This is because the FCRA (Fair Credit Reporting Act) specifies that anything on your credit report can only be on it for seven years after inactivity. Inactivity means that you have not had anything to do with it. For example, lets say you had a delinquent credit debt and did nothing with it for seven years, it would fall off your credit report. But even if you paid 1 dollar to this debt 6 years and 364 days after it's date, it would be on for another seven years.
Typically seven years after the debt is resolved. * Seven years from the date of last activity (DLA) of the account or when the account went into default and became a negative entry on the credit report.