A late payment made seven years ago should fall of your credit report as long as there was no other negative information reported on the same account after the fact.
Closed payment history stay on your reports seven to ten years depending on what it is. Nothing can just be erased.
Yes. And it stays on 7 years from the date of payment.
A foreclosure will typically remain on your credit report for seven years.
The usual standard for debts to disappear from your credit report is 7 years. The trick is to make sure you never make a promise to pay or say you'll pay because that starts your 7 years all over again.
Seven years begining six months after payment the account ended. Not when it was bought by a third party collector.
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
If you have not made any late payments since then, this late payment won't reflect heavily on your credit score. The late will stay on your credit report for seven years but as each year passes, it will become less important.
2001. Always go by the later dates of payment, delinquency, etc.
A foreclosure will typically remain on your credit report for seven years.
i don't think you can have it removed, but if you can wait 10 years it should disappear automaticly (you better check after 10 years to be sure).
Bad credit history is reported for seven years. Each time you make a payment on the account, the time that a creditor can report the account starts over.
The accounts can remain up to seven years after the last payment was made, but will show a zero balance due to a bankruptcy filing.