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Dispute it with the reporting agencies. They are Equifax; Transunion and Experian.

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โˆ™ 2005-11-24 00:31:41
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Q: If you had an account become delinquent in 1998 but the charge off appeared on your credit report in 2005 can this be removed?
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Related questions

How much time needs to pass for an Account receivable account to be considered delinquent?

The terms of the invoice will determine the amount of time that it takes for an account receivable to be considered delinquent. Often many organizations have terms that require payment within 30 days. It would become delinquent the day after it is due.

When do juveniles become delinquent?

When they commit a misdemeanor or felony.

How long does it take to become a juvenile delinquent officer?

it takes many years to become a juvenile delinquent officer because you have to work hard for it and then you have to dedicate yourself completely to it and work with full enthusiasm.

What steps does a business need to take in order to place a client's delinquent account on the client's credit report?

The business would have to become a client/contributing member of the credit bureau(s).

What are some of the reasons that cause a juvenile to become delinquent?

There are many reasons that cause a juvenile to become delinquent. Many of these reasons have a sociological aspect to it. Two particular reasons could be family abuse or drugs.

Can credit card companies keep a delinquent account open forever or do they all eventually become charge offs?

Most will eventually list the account as a charge off. Which means they remove the account from their books and take a loss in a tax write off. This does not release the debtor from the obligation of repayment. The account is usually sold to a third party collector. If that agency cannot reach a equitable agreement with the debtor, they may file a suit. Even if you do not hear from the creditor or collection agency for an extended length of time, you are not free of the debt. The SOL in most states is six years, (depending on the type of debt that is delinquent). Eventually it will become a charge off which is much worse for you! It will become a charge off and will be impossible to get it removed from your credit report. Remember, just because it is a charge off, it DOES NOT mean that you do not have to pay it and it looks a lot worse on your credit report!

What happens when the brain is removed?

they become you they become you

why do some people become members of delinquent groups?

because some people do not have free time for themselves

Can you become a member on aq worlds using dark mystic?

Hacking is not allowed and will result in your account being suspended/ disabled and all your badges being removed.

How does a loan account becomes NP account?


Why do some people become members of delinquent (negative) groups?

because some people do not have free time for themselves

Does a judgment start from court issue date or when the account became delinquent in New York state?

Court ordered judgments become effective on the date they are signed by the judge. If any other defining dates are necessary, they should be specified within the wording of the judgment order.

If you got a speeding ticket 5 years ago and have not paid the ticket does it become delinquent?

That would depend on what city and state you reside in. Most municipalities and states have a 90 day period before it becomes delinquent and a warrant is issued for your arrest.

Why children of single parents are most likely to become delinquent?

That doesn't always happen. It usually happens when their families are severely dysfunctional.

How do you get minecraft premuim account?

Buy the game to become a Premium account.

When did Sparta become removed of the map of Greece?


What is the labeling perspective's definition of why adolescents become delinquent?

because once a juvenile offender is arrested once and let out they are automatically labeled as a "criminal."

Can you become a guardian without a account?


How does liquid become a gas when heat is removed?


I become longer when the third letter is removed?


Why have a dew claw removed?

Many dew claws become ingrown or snag and become infected. For this reason, some breeders think that it is kinder to have them removed when the dog is very young.

How and when does a collection account become a chargeoff?

When the lender decides to classify it that way. Some will automatically charge it off when it is 90 days delinquent, others will never. Charging off a debt is just an accounting entry that keeps the bank from overstating their income and assets. It does not mean the debt is no longer owed or that they will stop trying to collect it.

What happens to the charges of an atom if the one proton and electron are removed?

Protons are not removed from atoms. If one electron is removed, the atom would become an ion with a charge of 1+.

When does a wisdom tooth need to be surgically removed?

Wisdom teeth need to be surgically removed when they become bothersome to the person or they are crowding the other teeth. It is very painful to have them removed.

How do you Un-Disable your Account?

If your account is disabled that means you are banned and you can become unbanned by messaging Jagex.