The sooner the money begins earning a return, the better.
these payments will be shown in cash flow from investing activities.
FV( interest_rate, number_payments, payment, PV, Type )
The PV function is a financial function. It is used to return the present value of an investment based on an interest rate and a constant payment schedule. The syntax is a follows: PV( rate, number_payments, payment, [FV], [Type] ) Rate is the interest rate for the investment. Number_payments is the number of payments for the annuity. Payment is the amount of the payment made each period. If it is omitted, you have to enter a FV value. FV is optional. It is the future value of the payments. If it is omitted, it is assumed to be 0. Type is optional. It indicates when the payments are due. Type can be one of the following values: 0 for when payments are due at the end of the period, which is the default. 1 for when payments are due at the start of the period. If the Type parameter is left out, the PV function sets the Type value to 0.
As part of the settlement negotations you can ask for payment up front. This can be handled with your attorney. Contact a company who buys settlement payments. You will only be eligible if your settlement is for more than a specific amount, which varies by the company offering the upfront payment.
Equipment purchase or new product decision, Present value of a contract providing future payments, Future worth of an investment, Regular payment necessary to provide a future sum, Regular payment necessary to amortize a loan, Determination of return on an investment, Determination of the value of a bond.
Beyond the obvious, a reduction in a payment or payments, there are scams and barely legal offers from certain entities offering to reduce your payments. What they fail to disclose is how much it will cost and that they will not be making payments for a year or more, during which time the creditors will start suing you, and you will be clueless as why they are doing that. Consult a good bankruptcy lawyer. If you can do a payment plan and want to do that, fine. All creditors will be treated the same, and none of them can sue you. Plus, no interest or penalties or legal fees will accrue on the loans, either.
Equipment purchase or new product decision, Present value of a contract providing future payments, Future worth of an investment, Regular payment necessary to provide a future sum, Regular payment necessary to amortize a loan, Determination of return on an investment, Determination of the value of a bond.
400 down payments : 1200 = 1 down payment : 3 payments or 1/3 dp : 1 payment
The balloon payment calculator takes into account your balloon payments, or your large usually last payment of your loan, and meshes it with your current loan and additional payments.
Monthy payments are payments you make every month, like a house payment, loan payment, water, electric, gas (for heating), phone, insurance if you pay monthly, etc.
It is better to finance an auto purchase with a high down-payment and a low monthly payment, because it is less likely for you to fall behind on your payments and acquire debt.
It is the Principal Payment function. It returns the payment on the principal for a given period for an investment based on periodic, constant payments and a constant interest rate. PPMT( rate, per, nper, pv, fv, type ) Rate is the interest rate per period. Per specifies the period and must be in the range 1 to nper. Nper is the total number of payment periods in an annuity. Pv is the present value- the total amount that a series of future payments is worth now. Fv is the future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0 (zero), that is, the future value of a loan is 0. Type is the number 0 or 1 and indicates when payments are due.