Of course.
Sure
no
Sure, and many have
no
Yes
Seek advice from a professional. Your local bankruptcy attorney is there to help you.
It is when an indivdual (or married couple) file for bankruptcy rather than a business or corporation.
Anybody can file for bankruptcy.
No.
True
If you are filing for personal bankruptcy it is not necessary to have a lawyer. If you are filing for business bankruptcy, you must retain a lawyer on your behalf.
Any leftover debt from that car repossession can be put in your bankruptcy petition..so if you owed $12k and the bank sold it for $6k..then you can file bankruptcy on the remaining $6k.