No.
It can't hurt your credit. Most all cell phone providers do NOT report your good on-time payments but will report late payments.
No. Cell phone companies do not report monthly payments to the credit bureau. They only check your credit for worthiness.
An Anthem Report is a instant, merged credit report on a borrower who has a thin or no credit file, the Anthem Report first utilizes any available bureau data as a baseline. It then supplements any bureau data with non-traditional credit data, such as rent payments, utility bills and phone bills. The result is a fully compliant nontraditional credit report that is accepted wherever alternative credit data is honored.
Those who find their cell phone service bills are high due to their tendency to go over their limit on plan minutes or text messages could benefit from switching over to prepaid cell phone service. Prepaid cell phone service allows users to budget their cell phone expenses and pay for them in advance. With prepaid cell phone services, users can hold themselves to the limits they set with their prepaid amount and not suffer from unexpected overage expenses at the end of payment periods. Because their payments are made in advance, prepaid cell phone service users also avoid earning additional fees for late payments.
All major credit card issuers and merchants report to credit bureaus. There is not a list as to which ones (if any) would not participate in such reportage.
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
Yes. Bill payments can affect your credit score.
yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.
Go to Message and type: SHARE<space>(Number)<space>(amount) For example: "SHARE 017-XXXXXX 100"
That"s easy. Once you have "credit" and start making monthly payments on those particular "loans" , it is automatically reported to the 3 bureau"s. If your not ready for a major credit card (absolutely responsible), then start out with a gas card or a cell phone ect ect. The interest will kill you but ( make sure you pay off the monthly balence)that will report to the"companies" and get you started.
Prepaid plans for cell phones are a great way to cut the costs of your cell phone bill every month. With prepaid plans, you pay more for the phone in the beginning, and less for the plan every month. It may seem costly to start using prepaid phone plans, but the ends usually justify the means. Many prepaid cell phone plans even offer unlimited plans that are cheaper than contract cell phone carriers. Prepaid plans are also great if you're just entering the cell phone world, or for kids who need to have restricted phone capabilities that parents feel they can control. People will credit that otherwise would not get them approved for a cell phone on a contract can happily enjoy prepaid plans as there are no credit checks needed in order to obtain one.
It is a coveridge for your Mobile Phone. You can buy credit from the company from which you buy your cap. For example: Optus