Yes because anything couuld happen Assuming you are living in the same household as your parents the answer is yes. Insurance companies must charge an appropriate premium for the risk that they are assuming. There is most likely extra premium that needs to be paid since young drivers tend to have more accidents. An undisclosed operator in the household is a form of premium evasion and can be considered insurance fraud. This leads to increased premium for all drivers in state.
yes
no no matter what you need license to drive legally
It's not usually necessary to declare you as a driver with the learner's permit. That comes when you get your license and can drive indepentently.
Yes, you will need insurance to drive with a CDL license.
Yes, you must have insurance to have a license. It is illegal to drive otherwise.
If your license is valid and you have the minimum required insurance yes you can.
A license, a vehicle, and insurance.
Only people with a license and car insurance are legal to drive a car, though many people without a license and/or insurance drive cars daily.
No, the insurance is on the car, not the person.
NO! You would be a fool to drive without insurance.
If you have your G2 or higher you need insurance to drive.
Not if you're driving a gaurdians vehicle that has insurance.