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If you have employees out on a job site of a customer to set up new products and they are injured is it covered by the customer's workmen's comp insurance or yours?
Wiki User
∙ 18y ago
YOURS. They are your employee. I am not an attorney. But I've worked HR for 5 years and processed work comp injuries for my company. Consider something similar: temporary employees via temp agencies. Temporary employees are covered by the temp agency from which they are employeed, NOT the client/customer company where the employee is working. Physical location of the injury has less to do with coverage than the employment contract. It has more to do with the employee's purpose for being there: if he is acting on behalf of his employer then his employer is responsible when he is injured. The client/customer where you have sent your employee would never be responsible under worker's compensation law. That is not to say the client/customer isn't negligent or liable in some other way, but not under worker's compensation. Again, I am not an attorney. Just my opinion based on my experience.
Wiki User
∙ 18y ago
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