No insurance coverage means "don't drive the car". I would say that if your girlfriend has insurance coverage on the car and she allows you to drive there would not be a problem. This is unless you had been formally excluded from coverage by her insurance company.
Usually it does, you would have to check to see if you have a broad coverage policy or not.
No, your insurance will cover the occasional driver as long as they are licensed
SR22 Insurance is just Auto Insurance. So it depends on the scope of coverage you requested when you purchase the policy. The fact that you have an SR22 endoresement on your Auto Insurance Policy has no bearing on your scope of coverage.
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
Not Likely, Home Owners insurance piolicies typically exclude coverage for concrete structures such as Sidewalks, Patios and Driveways.
Some insurance companies like Progressive will cover a non-owned vehicle meaning a vehicle in which you have no legal or financial interest. Check around if your insurance company does not provide coverage to non-owned vehicles.
Yes. It covers you no matter where you are as long as you are paid up for your coverage and it is an active policy.
It may, You really just need to discuss it with your Insurance Agent. Some homeowners policies do provide coverage for certain types of Sink-age and some do not.
An SR22 isn't a policy or a coverage. It is a notification to the state that you have coverage.
Auto Insurance Without a Car?Yes, You can purchase "Non Owners Insurance" Coverage. Sometimes referred to as "Named Driver Coverage"Drive safe - Buckle Up
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
You can but you will be breaking the law.
Yes. Your insurance adjusts to the higher or your liability limits or the minimum limits for the state that you drive into. Be aware that all U.S. insurance will cover you in Canada as well but not in Mexico. When you cross the border into Mexico your insurance does not. If you move to another state you are required to notify your insurance company and if you don't it could be a cause for denying your coverage.
I believe full coverage covers everything related to the car it is assigned to and nothing more.There may be specific insurances for business and such which covers multiple drivers and multiple cars but as for a personal insurance, it would only cover your specific car included in the contract. Alternative Answer The answer to your question will be written clearly on your "Certificate of Insurance"and contrary to the above many 'fully comprehensive' policies (In the UK at least) will provide cover for you to drive a car not owned by you and not hired (rented) by you.
Certainly car insurance montreal will cover for the insurance no doubt in it
If you are driving a car in the state of Illinois, then you need to carry insurance on the vehicle. Uninsured motorists can get insurance at affordable rates if they know where to look. There is a minimum amount of coverage that the driver needs to have on their insurance. This amount is not high so that drivers can get insurance coverage at an affordable rate. However, if a driver wants to take a risk and let someone else drive their car, they need to carry uninsured motorist insurance on their policy. The minimum amount for this coverage is $20,000. This covers the driver of the car if they were in an accident and were not covered under an insurance policy. In the event of a car accident and the driver of your car or the other car were not covered under their own insurance policy, the uninsured motorist coverage would protect not only yourself but the other drivers in the accident. The coverage will pay for any medical necessities that are incurred during the accident and any wages that are lost. The coverage will only pay up to the amount that you have on your insurance policy. Anything over this amount will be the responsibility of the driver. If the accident was the fault of the other driver, then their insurance will cover up to the amount listed on their policy and then your insurance will cover the remaining amount. An uninsured policy is different than an underinsured policy. An underinsured driver has insurance, but they may not have enough coverage to pay for the expenses if the driver were in an accident. An uninsured motorist has no insurance at all. The only way that an uninsured motorist can usually drive a vehicle is if there is a family member who has taken out the uninsured motorist coverage on their insurance. An uninsured policy is not expensive to get, but it would be best for the driver to obtain their own policy as soon as possible.
There is no specific deadline but you will be unable to drive the car on the road without the insurance. It will also not be covered for any type of damage until insurance is purchased and the insurance will cover the state it is in when coverage starts so it is best to get it as early as possible.
As long as you are old enough to legally drive you may get any coverage you wish. However not all insurance companies offer this coverage. One more thing... this coverage you are asking about is referred to as permissive use.
It depends on the type of policy you purchased. It may provide coverage for permissive use or it may not. Contact your insurance agent and they can advise you of the coverage you have now and recommend the appropriate coverage for you.
Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.
Generally yes, you are covered for any car you are legally driving. The one exception that comes to mind is if you steal a car and wreck it.