Auto Insurance Claims

If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle what happens to your insurance?

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Wiki User
January 30, 2006 3:22PM

I'm a Broker - first of all, as tacky and incovenient as this sounds, IF YOU DON'T KNOW IF A PERSON ABOUT TO DRIVE YOUR CAR IS LICENSED OR NOT, ASK TO SEE THEIR PERMIT! IN THE CASE OF AN ACCIDENT, YOU ARE PERSONALLY HELD RESPONSIBLE FOR ALL DAMAGES. The law says that we must assess the likelihood of such events and protect ourselves in any way. eg. if your friend is drinking you don't let them drive...