You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Then you where not covered. You are personally responsible for all damages you incurred unless the accident was not your fault. You should not have been driving a car without insurance. You now must pay for that mistake. Learn from it.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
You should be executed for stupidity (just kidding). You have to pay all damages yourself.
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.
If the insurance is not valid on the day of the accident, there is no coverage.
Once your insurance has paid, you are responsible for the rest.