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You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :

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โˆ™ 2016-07-21 05:03:32
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Q: What happens if the damages in an accident exceed the insurance coverage of the person at fault?
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Related questions

What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


What happens when your at fault in an accident but you can't pay for it?

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.


If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?

Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?


What happens if you have a minor car accident and you have no insurance?

You pay for all damages if you were at fault, and get a citation and fine for not having insurance.


What happens if you hit an an uninsured motorists and you only have liability?

If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


What happens if you get in a car accident the day before your coverage starts?

Then you where not covered. You are personally responsible for all damages you incurred unless the accident was not your fault. You should not have been driving a car without insurance. You now must pay for that mistake. Learn from it.


What do you do if your insurance lapses during an accident?

Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.


What happens when you get into a car accident and you do not have collision coverage?

You should be executed for stupidity (just kidding). You have to pay all damages yourself.


What happens if you are in an accident that is not your fault but you have no insurance or license?

you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.


What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?

If the insurance is not valid on the day of the accident, there is no coverage.


What happens when you hit someone in a car accident then find out you don't have enough insurance to cover all their damages?

Once your insurance has paid, you are responsible for the rest.

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