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Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.

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19y ago

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What does personal accident insurance cover?

Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.


If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?

The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.


How do to use lapses in a sentence?

Now and again, the attention of the students lapses during a boring lecture.


Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?

if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


How important is it to have accident insurance?

It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.


Do you have to pay auto insurance if your car is totaled in an accident and may not have another car for several months?

If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.


Does auto insurance usually cover physical damage to the engine?

Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.


Which type of insurance offers benefits to help with living expenses when a person is unable to work during illness or from an accident?

disability insurance.....


Which type of insurance offers benefits to help with living expenses when a person is unable to work during illness or from accident?

disability insurance.....


Which type of insurance offers benefit to help with living expenses when a person is unable to work during illness or from an accident?

disability insurance.....


Can you get insurance at the scene for a accident?

Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.


What companies offer accident forgiveness insurance?

Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance.