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If the insurance policy lapses after a claim has been submitted for a minor accident will it affect the claim processing?
The claims department will be concerned only with the status of the policy at the moment of the accident. Other than that, it will not come into play. Any delay would be very minor (as long as it takes someone in the coverage dpt to determine that there was coverage on the date of loss). However, if the insurance was lapsed on the day of the accident, this will, of course, cause there to be no coverage for the accident.
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How does a rear end accident affect your car insurance?
It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.
If you was on your dads insurance as a named driver does in affect their premium if you have an accident?
Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.
How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?
It goes on your record and your insurance rates get adjusted.
If an accident is not your fault will it affect your insurance rates?
Shouldn't do provided other driver is identified.
Will a Fail To ControL Speed accident ticket affect insurance?
yes your rates will go up
Does a claim for an accident affect your rating when through a credit card?
No..but it will effect your current and future Insurance rates.
If you have an accident while driving someone else's car does it effect your own insurance?
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
How do car driving convictions affect the cost of your insurance?
Car driving convictions affect the cost of one's insurance in the following way: the more conviction one has, the higher the price is for insurance, since one is more likely to make an accident again.
Will a risk of an accident ticket affect DMV or insurance records?
No: this type of ticket involves no points on your license, its just a fine.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
If you are in an accident that's your fault will it affect your rate increase if you fix the damage to your car with your own money?
If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are at fault, it always affects your insurnace.
When driving with a learner's permit and involved in an accident whose record does the accident go on?
The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.
