can I let my grandson drive my car on L plates
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
short answer no, unless your insurance policy states any driver, then you will still have to check for any age restrictions. Drivers with comprehensive insurance will generally have emergency cover to drive other cars but this will only be third party, again you will need to check your policy documents.
normally if you have fully comprehensive insurance you are insured to drive any car with permission but only third party. its legal but its not ideal if you have an accident as it will only pay out for the 'other persons car', not the one that your driving. the cost of any repairs to the car you are driving will be YOUR responsibility. always check your policy to make sure that this is offered as part of your fully comprehensive package.
Fully comprehensive cover will allow you to drive others peoples cars, with their permission, but only on a thrid party basis, and you have to be over 21.
No only those designated by the insurance holder may drive the car.
yes becouse the gravity of the earth
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
Unauthorized Use of a Motor VehicleWhen someone takes your car without permission it's called "Auto Theft". You call the police and make a theft report. You would not be responsible for damages a thief incurs while in the commission of a crime. If you fail to make a Police Report then you have in effect given "Implied Permission" to use your vehicle and you can be held fully liable for any and all damages that result from it's use. AnswerIn California, your auto insurance covers you and anyone you give permission to drive your car. Depending on who was at fault, you and/or your friend could find yourselves in very uncomfortable positions. You can play out the scenarios from here.
If someone wants to get landlord liability insurance then they can contact their normal house insurance company. Large companies such as Aviva and Cornell will do landlord policies and it is a good idea for any landlord to be fully insured.
No, You should refer to your Insurance policy terms and conditions or ask your Insurance Agent. Certain vehicles such as Commercial vehicles and others are excluded from coverage on Personal Auto Insurance policies.
ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their knowledge.