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If you have liability insurance and cause an accident can you be sued?
Wiki User
∙ 16y ago
yes you can with or without it
Wiki User
∙ 16y ago
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To protect yourself from being sued if you cause an accident , the state requires what type of insurance?
Auto liability insurance is a type of car insurance coverage that's required by law in most states. If you cause a car accident — in other words, if you are liable for the accident — liability coverage helps pay for the other person's expenses.
Can you be sued in an auto accident when the vehicle you drive is insured but you?
You can be sued but your real concern is most likely how far your insurance company will support this. The insurance company has a limited liability and will fight to protect that, which in turn will help to protect you up to the limit of your insurance.
What does limited liability insurance cover?
Limited liability insurance covers bodily injury liability like paying for medical expenses or lost wages when an accident occurs or property damage liability which takes care of damages to property and attorney and settlement when one is sued.
You have rental insurance. Your boyfriend also on the lease and caused an injury by accident and he is being charged for neglegence. Can you be sued for personal injury?
This is not so simple a question to answer without more details, but in the UK if you have building and contents insurance which covers liability of the householders - that insurance can be used to pay the liability of householder's negligence, but it would be your boyfriend that is sued. If however the accident happened on your premises - both occupier's can be sued depending on the circumstances of what happened. See the related link entitled "Occupiers Liability" to see the duty that is owed by an occupier of premises.
Is it legal for an insurance company to let you get liability insurance on a vehicle that has a lien holder on it?
Certainly, liability insurance has nothing to do with who owns the vehicle. It deals with protecting the owner of the vehicle if sued as a result of an accident. Collision and theft protect the owner of the vehicle from loss.
What kind of protection does auto insurance give?
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
Which of these sentences describes liability automobile insurance coverage?
Auto liability insurance is a type of car insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) involved in the accident. Liability coverage typically includes two types of coverage: bodily injury liability and property damage liability. Bodily injury liability covers the medical expenses of the other driver(s) and any passengers in their vehicle. In contrast, property damage liability covers the cost of repairing or replacing any property that was damaged in the accident, such as another vehicle or a fence.
What is the liability of the owner if some other person takes out insurance on his car?
The insured and the owner of the vehicle are both legally responsible for the vehicle and they could both get sued for an accident.
You Must Have Liability Insurance?
Whether you are driving to work or driving on vacation, the law requires you to carry liability car insurance. The minimum amount of coverage you must carry is mandated by each state. Your coverage protects you in your home state as well as in any other state in which you may be traveling. Liability insurance is mandatory because it covers injury or property damage you may cause. If you get in to an accident that is your fault, your liability insurance will pay up to the full amount of your policy. Today, minimum requirements will usually not be enough if you are involved in a serious accident where someone is badly hurt. To protect yourself from being sued personally, you should buy a sufficient amount of automobile liability insurance.
Is being sued for your home covered by insurance?
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
What if you have no liability insurance and have an accident?
Well, generally you get a fine (ticket) to pay, Most states will now confiscate your vehicle and suspend your drivers license. If you were at fault in the accident you can also be sued by the other driver and any passengers that were injured.
Can a staffing agency require you to carry your own liability insurance if they place you in a driving position for a company that already fully cover their vehicles?
Sure they can. If you don't like the requirements of the job then don't take that job. They are probably going to insist that you carry a limit if liability equal to their limit as well as the requirement to carry coverage. If you have an accident you will probably be sued and they will be sued as well. In order to protect their insurance coverage they will require you to have this coverage for an accident that is your fault.
