If your husband has a judgment against him, that means a lawsuit was filed and he either lost the lawsuit or didn't respond and was defaulted. Wage garnishments are perfectly legal so long as they are done with with accordance with the laws of your state. The length of the wage garnishment depends on the law of your state. Have a Few more questions, We are looking into buying a house, if we do, could they take it? Judgment is for $3,500 or so medical bills from 1998-2000. Also, after reading several answers to questions, can they take away either our vehicles? They are both titled in his name/ IF we retitle them in my name will that prevent from getting them taken away? Will they try to come after me for the money since we are married, I am a stay at home mom of 3 kids under 6yrs old.How long will it stay on his credit & will it affect mine, was filed approx. 2years ago & have yet to "garnish wages" as approved to do so. And lastly, if we file chapter 7 bankruptcy will this or could this be included? Any help would be much appriciated! And thankyou in advance!!! All states have a set of exemptions that are used to prevent creditor action against personal and real property. In most cases the homestead exemption will protect a primary residence against seizure and forced sale but will not keep a lien from being placed. What property a judgment can be executed against not only depends upon the exemptions allowed but whether or not a married couple reside in a community property state and how the property is titled. Such laws apply to vehicles and bank accounts as well as to a home or other real estate. Using the time frame cited it is likely the creditor filed the suit within the SOL requirements, although in many states an SOL will not apply to medical bills or other debts deemed as "necessary" (which surpasses common sense, but it is the law). It is considered a "fraudulent conveyance" to transfer ownership of any property, (such as a vehicle title) after a judgment has been rendered and should not be attempted. The issue of vehicles being seized is problematic as only one vehicle can be protected by the state's vehicle exemption. (macky83@juno.com)
If you have a judgment from a collection agency and it is valid, you have to pay it to have it reversed. If it is not valid you can try to appeal it.
If the issue is one of a civil suit, the lawsuit will continue without the defendant responding. In such cases the plaintiff is awarded a default judgment and can execute that judgment in the manner allowed by the debtor's state.
Depends on the state that you live in. Talk to an attorney, if the collection people dont believe you're disabled.
you "satisfy" a judgment by paying balance in full or settlement. but understand that once a judgment has been issued by a court then there can be no one else that does this.
No.
The collection agency cannot reposses the vehicle unless they are the lien holder. If they are, they do not need an order of replevin to seize the vehicle unless they live in one of the few states that require such. If the collector does not hold the lien on the vehicle they will be required to file suit against the debtor, receive a judgment and execute said judgment as a forced sale or a lien of/on the judgment debtor's vehicle.
The same thing that would happen if you didn't pay for any other charges. Charge off, collection agency, collection attorney, possible lawsuit, judgment, judgment action. This is a bit simplified but the basics are,your wages and bank accounts can be garnished, property can be seized and sold (seldom happens)etc. It would be in your best interest to consult with an attorney, most offer free or minimal charge consultations
A judgment can get satisfied by a wage garnishment. A judgment can also be satisfied by a levy of property. An attorney can help you file the proper paperwork.
A judgment can get satisfied by a wage garnishment. A judgment can also be satisfied by a levy of property. An attorney can help you file the proper paperwork.
Paying the bill is one way to get the judgment to go away. But, almost 30 years???
Yes
That's pretty simple to answer: Judgments don't go away because a company is sold or even goes out of business. The successor to the company or its assets has the right to pursue collection of the judgment. Occassionally you can get rid of the collection efforts and the judgment if you protest it on the basis that you were not given advance warning that the company was seeking the judgment. This is a legal matter that should be discussed with an attorney. Your rights may vary from place to place. However, if the judgment is discharged because you were not so warned, the new company may decide that it is not worth the time, cost and effort to obtain a new judgment.