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If you haven't been able to pay a credit card debt can a collection agency get a lien on our personal home and what does that mean?
Wiki User
∙ 12y ago
it means that legally they are the part owner of your house. they can't "make"you pay them, but you can't sell this house unless this lien is paid off first. They will be "earning" interest on their debt too, so sooner or later you will sell, or die, and someone will attempt to sell this house, and it will not be able to be transferred to the new owner until this debt is paid in full.
Wiki User
∙ 12y ago
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