0
If you hire a driver with a four year old DWI on his record will your full coverage insurance cover him?
Wiki User
∙ 17y ago
You'll need to inform your insurance agent of any employees who drive your vehicles. If they feel that it's been long enough they may not be uncomfortable with the risk. On the other hand, many insurance companies consider drunk drivers to be in a high risk category and will considerably raise your insurance rates. Talk to your agent, be as frank as possible. Don't overstate or understate the situation. You'll probably need to put something in writing about the driver but the agent will tell you what you should do. If he has learned his lesson after his first DUI arrest, he should be given an opportunity to show what he can accomplish. On the other hand, if he's had multiple DUI arrests, he has demonstrated a contempt for law and the safety of others on the road and he is a serious risk to your business and to others on the road. Recognize that if you fail to reveal his driving record problems, the insurance company could refuse to pay for part or all of an insurance claim.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
Will insurance cover your car repair if you were the one who hit the uninsured person and you have coverage?
if you have full coverage insurance, yes it will cover you and other driver, depending on the limit of your collison coverage you have. if damage exceeds your coverage, then you have pay out of your own pocket to cover other driver's medical expense and damage. asian623 http://www.myspace.com/scionturboracing
Does full coverage insurance cover any licenced driver?
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
Will full coverage cover the insurance holder if they were injured?
If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.
What insurance covers the driver who is at fault?
Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
Will your full coverage auto insurance cover if an unlicensed driver got into an accident with your car but was not at fault?
Yes
Does your insurance cover your car when an uninsured driver is driving and have a wreck?
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Does full coverage insurance cover vehicle if driver is charged with DWI?
If you were in an accident yes it would, if you are talking about having insurance to cover criminal charges and fines, I'm pretty sure that is illegal.
Will your car insurance cover the losses of the other car if driver of the other car has no license?
Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
Will state farm auto insurance cover rental car on vacation?
It depends on the individual policy. Most full coverage auto insurance policies will cover the driver no matter what car he or she is driving, but not all. Check with your insurance agent. to see what SPECIFIC coverage you have before you waive the rental insurance at the rental office.
Can I get insurance to cover collision in Illinois?
You can get insurance to cover collision in Illinois. Simply check with your automobile insurance provider and add collision coverage to your coverage.
